Leading the Charge: Advocating for Brokers and Consumers in the Mortgage Industry
As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...
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Welcome to Thought Leadership, your resource for insights and expertise in the mortgage industry. Explore articles, analyses, and interviews covering the latest trends, regulatory updates, and market dynamics. Whether you're a lender, broker, investor, or industry professional, Chrisman Commentary's Thought Leadership aims to provide the knowledge needed to navigate the evolving mortgage landscape.
John Haring
4 days ago2 min read
How to Get Ahead of Compliance in Q1 2025
By: John Haring, Head of Compliance at Wilqo As the lending landscape evolves, so do compliance challenges. To help lenders navigate...
Brian S. Levy
4 days ago5 min read
D.O.G.E.- A Serious Idea?
The Department of Government Efficiency More often than not, I write this cynical and often sarcastic blog to complain about inefficient...
Anonymous Top Originator
Nov 262 min read
What It Takes to Be a Good Loan Originator
Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...
Rob Chrisman
Nov 252 min read
Servicing Released Versus Retained Decision Making
As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...
John Wines
Nov 253 min read
Thriving in the Digital Mortgage Age
By John Wines, Chief Strategy Officer at Atlantic Bay Mortgage Group The mortgage industry has undergone a technological transformation....
Robbie Chrisman
Nov 212 min read
Impacts of Trade, Policy, and Inflation on Mortgage Rates and the Housing Industry
The economic aftershocks of the COVID-19 pandemic, which have shaped both domestic and global markets over recent years, are gradually...
Rob Chrisman
Nov 203 min read
The President of the United States Doesn’t Set Rates
But policies impact them. Although the general population may not grasp that fact, those in our industry know better, or should. While...
Marvin Chang
Nov 183 min read
Why Consumer-Centric Product Management is Key to the Future of Mortgage Lending
While none of us possess a crystal ball, signs point to major transformation driven by a combination of higher-for-longer interest rates,...
Robbie Chrisman
Nov 152 min read
MBS Settlements and Dollar Rolls
In the world of MBS, Class A and Class B dollar rolls happened this week. Class A, B, and C MBS (mortgage-backed securities) refer to the...
Rob Chrisman
Nov 125 min read
The Election is Over, the Die Has Been Cast
Neither candidate for president discussed the dire deficits facing the United States, nor did either talk about a reduction in spending....
Brian S. Levy
Nov 86 min read
Townstone Settles-Peak Fair Lending Enforcement?
Enforcement’s Failure I have written numerous times about the failure of 50 years of fair lending enforcement to move the needle for...
Matthew VanFossen
Nov 83 min read
The AI Mortgage Landscape – The Risk Weighting of Incorporating AI into Your Company
Artificial Intelligence, or AI, is the new buzzword across the world, regardless of industry. This includes the U.S. mortgage...
Brian S. Levy
Oct 2510 min read
RESPA Reform, Corruption and…, Leeches???
Chopra says "lawyers are leeches" In what was billed as a “fireside chat”[1] at a consumer law conference hosted by the University of...
Matt Tully
Oct 213 min read
Servicers Must Embrace Proactive Technology Based Customer Service in the Aftermath of Hurricanes Helene and Milton
Across the country, loan officers, lenders, servicers, and homeowners are facing the burden of what to do following the devastating...
Jeremy Potter
Oct 175 min read
Change management is _____________
The struggle is real. We have been airing several months of our Monday show Now Next Later as part of the Chrisman Commentary lineup....
Jim Storm
Oct 153 min read
What AI Can’t Do: A Different Perspective
Jodi Hall wrote a wonderful article regarding how AI can’t replace emotional intelligence (EQ). While it's true that AI lacks the human...
Jodi Hall
Oct 114 min read
What AI Can’t Do: The Importance of Leadership EQ in the Age of Automation
In a world simultaneously fascinated by and wary of artificial intelligence, we risk overlooking our own capacity for growth. AI has...
Marcus Lam
Oct 112 min read
BI Dashboards for Work and Kids
I don’t know if this is good parenting or bad parenting, but my wife and I give our kids a monthly allowance of $25, with a quarterly...
Chrissy Brown
Oct 102 min read
Women Are Shaping the Future of the Mortgage Industry
By Chrissy Brown, Chief Operations Officer at Atlantic Bay Mortgage Group The mortgage business has traditionally been a male-dominated...
Rich Swerbinsky
Oct 42 min read
The 40 Greatest Names in the Mortgage Industry
This in-depth guide showcases the 40 most influential leaders transforming the mortgage industry through visionary leadership,...
Matthew VanFossen
Sep 303 min read
The Next Top Producer – The New Generation of Loan Officers' Willingness to Adapt and Thrive
In today’s fast-paced mortgage industry, the ability to adapt has become essential for loan officers who want to go from good to great....
Robbie Chrisman
Sep 232 min read
Why Mortgage Rates Didn’t Fall After the Fed’s Rate Cut
Why didn't we see mortgage rates fall after the Fed cut rates last week? Simply put, preemptive pricing left little room for movement in...
Emily Farley Gardner
Sep 233 min read
Seizing the Refinance Opportunity with a Comprehensive Enterprise Strategy
By Emily Farley Gardner, Chief Lending Officer at Atlantic Bay Mortgage Group For the first time since early 2023, the market conditions...
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