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Welcome to Thought Leadership, your resource for insights and expertise in the mortgage industry. Explore articles, analyses, and interviews covering the latest trends, regulatory updates, and market dynamics. Whether you're a lender, broker, investor, or industry professional, Chrisman Commentary's Thought Leadership aims to provide the knowledge needed to navigate the evolving mortgage landscape.
Market Update - Extra! Extra!
This article was contributed by Prime Lending . Wouldn’t it be easier if you could roll out of bed, throw on your robe and slippers, grab...
Andrew Stringer
2 days ago2 min read
The Financial Fitness Flywheel: How Educated Clients Drive Sustainable Growth for LoanOfficers
In a market where every lead feels harder to come by and conversions take longer; loan officers are looking for an edge that will not...
Brian Vieaux
4 days ago3 min read
The New Reality of Portfolio Management: From Refi Boom to Boomlets
For decades, the mortgage industry's refi booms were predictable, secular events. A long-term downward trend in interest rates would...
Nathan Den Herder
7 days ago3 min read
Why Vetting Attorneys is Critical for Mortgage Industry Risk Management
In the mortgage industry, risk is a constant variable. Something that can be managed, or mitigated, but never eliminated. Amid the...
Andrew Liput
Aug 43 min read
CLEAR VICTORY: How Abdel Built a Winning Playbook in a Losing Market
The summer slowdown is real.But someone forgot to tell Abdel Khawatmi . While many loan officers are sitting on the sidelines waiting for...
Brian Vieaux
Aug 43 min read
Why Powell Is Right to Ignore the Noise
Jerome Powell’s latest press conference as Federal Reserve Chair was among the most combative of his tenure, marked by a barrage of...
Robbie Chrisman
Aug 13 min read
Capital Markets Recap: August 1, 2025
Trade drama, inflation signals, and Fed caution, oh my! All weighed heavily on the mortgage and housing sectors. President Trump extended...
Robbie Chrisman
Aug 12 min read
Control the Top of Your Funnel. Or Compete With Those Who Do.
I’ve seen this industry evolve through every imaginable market cycle.  But I believe we’re now in a fundamentally different era, one...
Brian Vieaux
Jul 283 min read
The Role of Strategic Capital Partners
The residential mortgage market is operating in a fundamentally different environment compared to just a few years ago. Origination...
Chris Huang
Jul 252 min read
Capital Markets Recap: July 25, 2025
The U.S. housing and mortgage landscape is showing increasing signs of strain amid economic headwinds, rising rates, and shifting policy....
Robbie Chrisman
Jul 252 min read
The LO Comp Rule Is Brutal
And it still plagues industry and consumers alike Back in early 2020, in just my third Mortgage Musing, I joked that the...
Brian S. Levy
Jul 2410 min read
Rethinking Video: Why Loan Officers Can't Afford to Stay Off Camera
Spend enough time in one industry and you’ll likely see just about every shiny object come and go.  But I can tell you with confidence:...
Brian Vieaux
Jul 213 min read
Capital Markets Recap: July 18, 2025
For the summer doldrums, there is certainly a lot to report on this week: a volatile mix of legal developments, economic data, and policy...
Robbie Chrisman
Jul 183 min read
Stablecoins, Blockchain, and the Future of Mortgage Finance
The mortgage industry is undergoing a long-overdue transformation. For decades, high origination costs, fragmented data systems, and...
Michael Tannenbaum
Jul 183 min read
The Point of Thought Advantage: What J.D. Power Data Reveals About Winning the Mortgage Consumer Before They Shop
Throughout my career in the mortgage industry, I’ve watched strategies come and go.  Rate chasing. CRM drip campaigns. Lead buying.  But...
Brian Vieaux
Jul 147 min read
Tumult in the Credit Scoring Biz
Last week news came out that the FHFA, which oversees Fannie Mae and Freddie Mac, will now allow lenders to use Vantage 4.0 score....
Rob Chrisman
Jul 142 min read
Capital Markets Recap: July 11, 2025
Markets continue to anticipate at least one Federal Reserve rate cut by year-end, though a move at the July meeting now seems wholly...
Robbie Chrisman
Jul 143 min read
Fannie and Freddie’s Path Out of Conservatorship: The Slow March Toward Clarity
The discussion around privatizing Fannie Mae and Freddie Mac has resurfaced under President Trump’s second term, based on heightened...
Marty Green
Jul 112 min read
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