Cotality's Selma Hepp Joins Mortgage Pros to Break Down the Latest Economic Trends 📉🏡 In this episode of Mortgage Pros, Audrey and Kevin are joined by Selma Hepp, Chief Economist at Cotality, for a sharp, insightful discussion on the forces shaping today’s housing and mortgage markets. From shifting Fed policy to labor market signals and inflation trends, Selma brings clarity to a complex economic landscape—and what it all means for originators, lenders, and homebuyers in 2025. 🎯 Key topics covered: Economic indicators to watch right now How rate volatility is impacting the mortgage pipeline Housing affordability and buyer sentiment What to expect from the Fed and broader market reactions Don’t miss this data-driven conversation with one of the industry’s most trusted voices. Like, subscribe, and hit the bell so you never miss an episode of Mortgage Pros. #MortgagePros #SelmaHepp #Cotality #HousingMarket #EconomicTrends #MortgageRates #RealEstate #InterestRates #FedPolicy

🎙️ On this week’s *Mortgage Pros* presented by the Chrisman Commentary, Audrey, Kevin, and Rob Chrisman dive into the rapidly growing Fannie Mae and Freddie Mac condo “blacklist”—with over 1,440 properties flagged in Florida and California jumping from 170 to 720 in just a year. They unpack what’s really happening with home appreciation (spoiler: it's rising nationally), and why the luxury end of the housing market is showing signs of weakness. The trio explores what a “normal” real estate market looks like today, rising inventory levels, and the importance of location. They also cover the Fed’s slowdown of asset sell-offs, major changes underway at the FHFA, and the growing momentum to move Fannie and Freddie out of conservatorship. Plus, Audrey highlights that 70% of refinances right now are cash-outs—and the episode wraps with a big question: Could Fannie and Freddie be merged by the current administration? Don’t miss this insightful and timely episode! 🏡📉📈 #MortgagePros #RealEstate #FannieMae #FreddieMac #HousingMarket

In this episode of Mortgage Pros, Audrey Boissonou, Kevin Casey, and Bill Lowman dive into the impact of tariffs, debating whether they pose a long-term threat or just a one-time economic shock—unless they escalate into a full-blown trade war. They also analyze the Federal Reserve’s next moves and the potential for a Trump vs. Powell showdown over monetary policy. Audrey sparks a discussion about Treasury Secretary Bessent, noting his deep understanding of mortgage and lending terminology, as well as his level-headed approach to economic policy. The conversation then shifts to recent developments at the FHFA, with signs pointing toward efforts to move Fannie Mae and Freddie Mac out of conservatorship. Bill supports this transition but emphasizes the need for continued government backing to ensure a stable and fair market for mortgage banks. They also highlight the growing importance of cybersecurity in the mortgage industry.

Robbie joins Audrey and Kevin for a high-level discussion on the latest trends shaping the 2025 mortgage origination space. From interest rates to lender strategies, we’re breaking down what’s driving the market and what industry professionals need to know. Don't miss this expert take on the evolving mortgage landscape! 📢 Subscribe for more industry insights! 🔔 #Mortgage #RealEstate #HousingMarket #HomeLoans #Finance

In this episode of Mortgage Pros, Diego Sanchez from HousingWire joins Audrey and Kevin for an in-depth discussion on the economy and its impact on the mortgage industry. They break down key economic trends, interest rate movements, and what’s shaping the current mortgage origination environment. From shifting borrower demand to lender strategies in a volatile market, they cover what mortgage professionals need to know to stay ahead. Whether you’re a loan officer, broker, or industry insider, this conversation offers valuable insights into navigating today’s challenges and opportunities. Tune in for expert analysis and actionable takeaways.

🎙️ Mortgage Pros | Chrisman Commentary 🎙️ Join hosts Audrey Boissoneau and Kevin Casey for another insightful episode of Mortgage Pros, presented by the Chrisman Commentary. This week, we're diving into the world of Accessory Dwelling Units (ADUs), zoning laws, and investor tenants with special guest Steve Edrington. How are ADUs reshaping housing markets? What zoning changes could impact homeownership and investment properties? How are investor tenants influencing rental markets? Tune in as we break down the latest trends, challenges, and opportunities in real estate and mortgage lending. Don't miss this deep dive into housing policy and its effects on industry professionals and homeowners alike. Subscribe for more expert insights on mortgage markets, real estate trends, and policy updates. Like, comment, and share your thoughts! #MortgagePros #ChrismanCommentary #RealEstate #ADUs #ZoningLaws #Investing #HousingMarket

🚀 **Unlocking AI’s Potential with Megan Anderson** 🚀 In this episode, Megan dives into the power of AI, emphasizing how the right prompts and wording are key to getting the best results. She highlights how AI is no longer optional—it's essential—and shares eye-opening statistics on the productivity boost for those who embrace it. As the Vice President of Marketing at MBS Highway, Megan has interviewed top minds in the mortgage and real estate space on her podcast, *Behind the Breakthrough*, where she uncovers the untold stories of industry leaders. She also reaches over 20,000 subscribers daily through MBS Highway’s video content, helping loan originators and real estate agents conquer their fears of social media and build a strong online presence. Beyond inspiration, Megan provides hands-on mentorship—guiding professionals with content strategies, video scripts, and engagement tools. She travels nationwide, sharing her personal journey and empowering others to overcome fear, self-doubt, and digital overwhelm. Tune in to learn how AI and social media can transform your business! 🔥🎙️ #AI #Marketing #SocialMedia #MeganAnderson

In this episode of Mortgage Pros, Audrey and Kevin sit down with Louise Woods from ARC Homes to explore the latest trends in the housing and mortgage markets. Louise shares her insights on the challenges and opportunities in today’s real estate landscape, particularly around home building, affordability, and market shifts. She discusses ARC Homes’ approach to navigating the current housing shortage, innovative strategies for supporting first-time homebuyers, and how the mortgage industry can evolve to better serve consumers in a fluctuating interest rate environment. Whether you're a mortgage professional, real estate investor, or simply interested in the future of homeownership, this episode offers valuable perspectives on the intersection of home construction, financing, and the broader housing market. Don’t miss out on Louise’s unique take on the evolving role of builders, lenders, and communities in addressing the affordability crisis and shaping the future of housing.

Bill Dallas joins Audrey and Kevin to talk Jerome Powell, President Trump picks, and their take on them. Bill believes that the GSEs have to come out of conservatorship and it will happen in the next few years but the how it will look he is not sure yet and it could be complicated. Bill talks about Equity Shares and Home Equity Installment loans. The discussion ends talking about the next refi boom and how different it will be. Bill is responsible for inspiring and leading more than a dozen mortgage, banking fulfillment and financial technology companies over the past 40 years. These include Cloud virga, First Franklin, Heritage Bank of Commerce, Ownit Mortgage Solutions, Skyline Home Loans, NewLeaf Lending, and Finance of America Mortgage to name some of his ventures. He and his teams navigated virtually every real estate cycle while building mortgage lenders. Today Bill and Dallas capital helps other lenders build their companies

Audrey and Kevin are joined by Michael Simmons of AXIS, one of the leading independent AMCs with nationwide coverage. The trio discusses investing in the best people, technology, and innovative solutions to serve the mortgage industry and consumers. A big topic on the episode is the future of property valuation, which Michael argues will come through extensive sponsorship of appraiser trainees and supervisors, as well as remaining active in industry organizations.

Audrey, Kevin, and Catherine Hall discuss 203k changes and rehab lending. Catherine is a 25+ year experienced residential building consultant, owner of government award and contract winning home inspection company, creator of nationally recognized 203k consultant certification training and mentoring program, dynamic and empowering public speaker. Direct experience with real estate, business development consulting and marketing support and training. Interested in assisting people involved in real estate activities realize their dreams and potential in the every growing/changing world of home ownership.

Did you know that single women are the top new home buyers? Dan Catinella joins Kevin and Audrey for a discussion on that as well as the latest home buyer statistics in this week's episode of Mortgage Pros presented by the Chrisman Commentary.

Tony Migliavacca and Maureen D. McInerney join Audrey and Kevin on Mortgage Pros powered by the Chrisman Commentary to discuss the growing complexities surrounding condominium approvals in the current market. They highlighted that obtaining GSE (Fannie Mae and Freddie Mac) approval for condo projects has become significantly more challenging, with approval rates dropping to about 50%. A critical issue underpinning this shift is the stringent requirements around insurance coverage. One of the major hurdles pertains to deductible limits. Fannie Mae and Freddie Mac impose a maximum allowable deductible of 5%, but Homeowners Associations (HOAs) often increase deductibles to manage escalating insurance premiums. This misalignment creates compliance challenges. Further complicating matters, insurers sometimes structure deductibles in unconventional ways—such as per-unit or hazard-specific deductibles (e.g., for water damage or wildfires)—that obscure the true cost. McInerney and Migliavacca stress the importance of scrutinizing policy endorsements—or their absence—as these nuances can significantly impact eligibility. The discussion also addressed specific areas to monitor within insurance policies, including actual cash value (ACV), guaranteed replacement cost (GRC), inflation guard provisions, and depreciated value clauses. These factors can determine whether a condo’s insurance aligns with GSE guidelines. Moreover, the speakers emphasized the importance of understanding form types and their compliance with federal requirements. Another concern involves structural repairs and legislative mandates, such as California’s SB326, which requires balcony inspections for condominium complexes. These inspections and subsequent repairs add layers of complexity and cost that can impact both buyers and lenders. McInerney offered practical advice for navigating these challenges. She recommended that loan officers and buyers obtain and review HOA meeting minutes, which can provide valuable insights into the association’s financial health, pending litigation, or maintenance issues—critical factors often overlooked in initial assessments.

The FBI's Michael Roldan joins Audrey and Kevin to give tips on how to protect you and your clients. Prior to being a Supervisory Special Agent for the FBI, he held a brokers license.

CoreLogic Chief Economist Selma Hepp joins Audrey and Kevin to discuss Fed logic, home prices, what she loves about being an economist, and what to pay attention to in the mortgage industry over the next 12 months.

Star originator Sean Herrero joins Mortgage Pros to share some of his secrets to success, from getting more borrowers into homes to his active lifestyle and commitment to family.

A little cynicism goes a long way toward helping with the Bank Secrecy Act and anti-money laundering, argues Bob Simpson on the most recent episode of Mortgage Pros.

Tricia James joins Audrey and Kevin for a deep dive on the Fed's calculus in lowering rates and what it means for potential borrowers.

On this episode of Mortgage Pros, Audrey and Kevin are joined by Tricia James, Senior Account Executive at Champions Funding for a discussion on non QM operations and closing times.

Megan Anderson joins this week's episode of Mortgage Pros for a discussion on marketing and MBS Highway