There are countless investment options for individuals and institutions, and in the mortgage industry, attention is often focused on...

The U.S. mortgage industry has long centered around the 30-year fixed-rate mortgage, a product deeply entrenched in American financial...

For decades, U.S. Treasury bonds have been considered the bedrock of global financial stability: reliable, secure, and virtually...

In today's mortgage capital markets, volatility seems to be more the new normal than a passing trend. From geopolitical events to...

The mortgage capital markets are a dynamic ecosystem that balances the needs of borrowers, lenders, and investors, all while responding...

Whether you see them as vital to the housing system or outdated holdovers from another era, Fannie Mae and Freddie Mac — the...

Home lending is one of the few industries where the customer can lock in a future rate and price. Put another way, if you went to the...

The first quarter of 2025 presented a mixed picture of the U.S. economy and housing market’s future. Tight monetary policy and...

President Trump unveiled sweeping new tariffs last week, but the financial markets weren’t impressed—stocks dropped roughly 5 percent,...

The interest rate markets have a way of humbling almost all the ‘experts’ and the very first thing you learn in Secondary Marketing is...

Prepayment speeds, aka how quickly borrowers pay off their loans ahead of schedule (whether through refinancing or selling their homes),...

Yesterday, Figure announced the formation of a new guarantor vehicle in partnership with major asset manager Sixth Street, marking a...

Fiscal and monetary policies are two key levers that governments and central banks use to manage economic stability, yet they operate in...

In recent years, workers in lower-paid industries have faced significantly tougher economic conditions than their higher-income...

I would be surprised if those homes in Southern California that have burned have paid enough premiums to insurance companies to cover...

As we embark on a new year, it’s essential for decision makers at mortgage companies to focus on setting clear goals and aligning...

No one expects conventional conforming rates to drop if & when they leave conservatorship which they’ve been in for over 16 years. The...

When a borrower locks a rate with a lender, the lender promises to hold that rate for the borrower until the loan closes. But there is a...

There are many different ways to sell things: a lemonade stand, a flea market, through Target, or at an auction, to name but a few....

My wife and I took the kids to London for their winter break. As the English would say, the trip was “just lovely,” filled with trips to...