PODCAST

Chrisman Commentary - Daily Mortgage News

The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments.

1M AGO

10.8.26 Trivia Night; Gather Markets’ Wayne Brown on CRA-Eligible Loans; Pushing Rates

With about 10,000 Americans turning 62 each day, companies should consider offering HECM products, especially as mortgage origination volumes are expected to decline roughly 8–10 percent and rising rates may further pressure margins and forecasts. U.S. fixed-income markets face mounting...

1D AGO

10.7.26 Headlines Into Annual; Ralo’s Arjun Lalwani on Anthrotech Intersections; Fundamentals and Valuations

Ahead of next week’s National MBA conference, the mortgage industry is seeing heightened uncertainty, including layoffs, shifting Fannie/Freddie market-share dynamics, weak builder and wholesale-lender stocks, and significant pressure on UWM following hedging issues and a securities-fraud lawsuit tied to its...

2D AGO

10.6.26 Uncertain Outlook; Polly’s Adam Carmel on PollyOS/Hedge; Rate Pressures

Mortgage markets face a challenging outlook, with industry uncertainty, lender/vendor tensions, and persistent inflationary pressures from oil, deficits, AI-related debt issuance, and tariffs providing little reason to expect rates to decline soon. Robbie interviews Polly’s Adam Carmel on where capital...

3D AGO

10.5.26 Demographics and Financial Literacy; Mortgage Education Institute’s Andrew Conner on CE; MBS Issuance

There is a significant opportunity for lenders to expand the pool of potential homebuyers by better understanding and addressing the financial anxiety, overwhelm, and distrust that hold many younger, otherwise qualified millennials and Gen Z consumers back from pursuing homeownership....

6D AGO

10.2.26 Industry Chatter; Eris Innovations’ Geoffrey Sharp on Options; Poor Payrolls Friday

U.S. home prices have far outpaced inflation since 2011 while income gains have been more uneven, highlighting worsening affordability and inequality, as FHFA pursues changes to credit scoring and appraisal standards amid questions about implementation, market access, and regulatory oversight....

7D AGO

10.1.26 Fourth Quarter Changes; Gateless’ Mike Brown on Automated Decisioning; Fed Chatter Abounds

Q4 opens with heightened uncertainty and industry change, from accelerating lender/company transitions and New York Life Investment Management taking majority control of Invictus/Verus to rapid Agency policy and appraisal changes from FHFA, leaving lenders navigating a market increasingly defined by...

1W AGO

9.30.26 Industry Mailbag; Fairway Independent’s Steve Jacobson on Pivots and Presence; Sell First

We start by looking at three unresolved issues: the tradeoff between housing affordability and protecting existing homeowners, potential ethical concerns around choosing whichever credit-scoring model helps a borrower qualify, and the challenge of protecting AI from foreign attempts to exploit...

1W AGO

9.29.26 Hispanic Homeownership; Maxwell’s John Paasonen and PLACE’s Chris Stuart on Housing Ecosystems; Selling Pressures

Despite a record-low Hispanic poverty rate of 13.9 percent in 2025, down from 21.9 percent in 1973, Hispanics remain disproportionately affected by poverty and continue to face room for improvement in homeownership, underscoring persistent economic and housing disparities highlighted during...

1W AGO

9.28.26 Conference Activities; Falcon Capital Advisors’ Sam Valverde on Rate Environment; Buydown Attractiveness

Treasury yields’ surge to nearly two-decade highs increasingly looks like a structural repricing rather than a temporary selloff, as hawkish Fed policy, resilient data and persistent inflation expectations push markets toward a roughly 70 percent chance of an October hike,...

2W AGO

9.25.26 NEXA’s Mike Kortas on Rumors; Spring EQ’s Reno Heine on Non QM; Talking Rates Up or Down

As NEXA has grown it has been under a microscope by those outside the company. Questions range from its compensation model and recruiting practices to its approach to servicing. Mike Kortas isn't running from those questions. In fact, he thinks...

2W AGO

9.24.26 Servicing Primer; KBW’s Bose George on Market Dynamics; Sell Off Sell Off

Focusing on traditional refinances is a strategic mistake for the mortgage industry, as shifting demographics like aging Boomers and wealth transfers demand that servicers pivot from rigid automation to highly flexible products and specialized, human-centric loss mitigation. Robbie interviews KBW’s...

2W AGO

9.23.26 Philanthropy and Appraisals, Castor Financial’s Brooks Chamagne on Account Executive Compensation; MSR Warning Signs

Major financial contributions from philanthropic organizations and corporate leaders, such as Freedom Mortgage CEO Stan Middleman's $50 million gift to Penn Medicine and millions in donations to Southwest General Health Center and the American Warrior Initiative, are driving critical advancements...

2W AGO

9.22.26 Builder Business; BSI’s Larry Goldstone on Servicing; Fed Path Forward

To protect the valuation of existing subdivision inventories, homebuilders like Lennar are increasingly relying on costly interest rate buy-downs instead of price cuts to sustain sales, a strategy that is beginning to strain industry earnings as reflected in Lennar's recent...

2W AGO

9.21.26 Treasury Price Discovery; Balerion’s Naren Krishna on AI Underwriting; Economic Calendar Ahead

Led by Chair Kevin Warsh, the Federal Open Market Committee raised the federal funds rate to 3.75–4 percent amid stubborn inflation, causing the 10-year Treasury yield to hit a near two-decade high as oil prices and investor fears climbed. Robbie...

3W AGO

9.18.26 MBS Portfolio Convexity; Cinchy’s J. Paul Haynes on Cybersecurity; Further Fed Reaction

Ginnie Mae’s MBS portfolio surpassed $3 trillion in August 2026 as issuance remained strong, while rising mortgage rates have left roughly 98% of 30-year borrowers without a refinancing incentive, reducing prepayments and pushing much of the Agency MBS market toward...

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