PODCAST

Chrisman Commentary - Daily Mortgage News

The Chrisman Commentary podcast provides daily insights into the mortgage industry, covering market trends, capital markets, and regulatory changes. Hosted by Robbie Chrisman, each episode delivers expert analysis and industry perspectives on the forces shaping housing finance. Whether it’s mortgage rates, lending news, or economic shifts, the podcast offers a clear, concise breakdown of the most important developments.

7H AGO

7.9.26 Housing Demand; FTI Consulting’s Creighton Oswald on Capital Requirements; Higher For Longer?

Today’s episode includes a discussion on housing demand versus supply. Plus, Robbie interviews with FTI Consulting’s Creighton Oswald on how if capital treatment becomes more favorable, increased competition could drive aggressive pricing that benefits independent mortgage banks and borrowers while...

1D AGO

7.8.26 Prepayment Data; FICO’s Ethan Dornhelm on Credit Score Modernization; Geopolitical Tension

Today’s episode includes a discussion on Agency mortgage-backed security (MBS) prepayment activity in the wake of QE4 lows. Plus, Robbie interviews FICO’s Ethan Dornhelm on how credit score modernization is giving lenders and market participants the ability to evaluate long-term...

2D AGO

7.7.26 Technology Empowerment; American Pacific’s Jason Ponsonby on Origination; TBA Volumes

Today’s episode includes a discussion on the ways technology is empowering borrowers, and what that is freeing up originators to focus on. Plus, Robbie interviews American Pacific’s Jason Ponsonby on how top-performing mortgage originators distinguish themselves through discipline, adaptability, strong...

3D AGO

7.6.26 Housing Supply; Sei’s Pranay Shetty on AI Agents; Dog Days of Summer

Today’s episode includes a look at the supply of housing currently on the market. Plus, Robbie interviews Sei’s Pranay Shetty on how purpose-built agents that handle borrower calls, process loan documents, do contact center QA, and monitor compliance are driving...

1W AGO

7.2.26 Agency MBS Performance; First Lien Capital’s Bill Bymel on Distress Signals; June Payrolls Miss

Today’s episode includes a look at the performance of first-lien mortgages in the federal banking system during the first quarter of 2026. Plus, Robbie interviews First Lien Capital’s Bill Bymel on how insurance challenges, AI adoption in servicing, and key...

1W AGO

7.1.26 Stock Market Versus Economy; PennyMac’s Isaac Boltansky on Policy; Inflation Concerns

Today’s episode includes an explainer on why the stock market is not the economy. Plus, Robbie interviews PennyMac’s Isaac Boltansky on key federal policy developments shaping the housing market and broader U.S. economy. And we close with an explainer on...

1W AGO

6.30.26 Investor Outlook; Experian’s Likhitha Mahendar Singh on First-Time Home Buyers; Hawkish Versus Dovish

Today’s episode includes a look at how investors are interpreting policy and volume indicators to make informed decisions. Plus, Robbie interviews Experian’s Likhitha Mahendar Singh how the modern first-time homebuyer has evolved, why rental payment data is reshaping how lenders...

1W AGO

6.29.26 AI in Mortgage; Clear Capital’s Jason Legare on Appraisal Modernization; Implied Volume Implications

Today’s episode includes a look at the practical use cases for AI in mortgage. Plus, Robbie interviews Clear Capital’s Jason Legare on why appraisal modernization adoption remains uneven despite clear efficiency gains, where alternatives such as inspection-based waivers are gaining...

2W AGO

6.26.26 HMDA Data and Housing Policy; Equifax’s Justin Demola on Credit Costs; Buydown Prevalence

Today’s episode includes a look at the intersection of housing policy and HMDA data. Plus, Robbie interviews Equifax’s Justin Demola on how rising credit costs, higher borrower fallout rates, and inefficient credit-pull strategies are increasing origination expenses, making it critical...

2W AGO

6.25.26 Land of Opportunity; Alston & Bird’s Stephen Ornstein on RESPA; Fed Stress Tests

Today’s episode includes a primer on why recapture rates vary so much across the mortgage industry. Plus, Robbie interviews Alston & Bird's Stephen Ornstein on all things RESPA, as well as how regulation needs to be improved for the modern...

2W AGO

6.24.26 Industry Storylines; Spring EQ’s Reno Heine on Competitive Differentiators; Agency Security Profiles

Today’s episode includes storylines from around the mortgage industry. Plus, Robbie interviews Spring EQ's Reno Heine on differentiating oneself in the increasingly competitive home equity and non- QM markets, how technology and AI are shaping growth, and practical advice for...

2W AGO

6.23.26 Road To Housing; HELIX’s Carl Markman and Frank Perugini on New Product(s); Agency MBS Performance

Today’s episode includes reports on the 21 st Century ROAD to Housing Act moving along. Plus, Robbie interviews HELIX’s Carl Markman and Frank Perugini on improving borrower and loan officer experiences, accelerating loan processing, and growth in some of the...

2W AGO

6.22.26 Industry Advocacy; Class Valuation’s Mark Walser on UAD 3.6; Caring About Inflation

Today’s episode includes the practical realities of how advocacy gets done in the mortgage industry. Plus, Robbie interviews Class Valuation’s Mark Walser on UAD 3.6: stages of panic versus planning, and what lenders can expect in the fall. And we...

3W AGO

6.19.26 Bank of Mom and Dad; Provident Bank’s Bruno Viscariello on Consumer Behavior; Low-FICO Mortgages

Today’s episode includes a discussion on creative ways the younger generation is making home ownership a reality. Plus, Robbie interviews Provident Bank’s Bruno Viscariello on how rate lock-in, changing consumer behavior, and rising ownership costs are reshaping housing demand, affordability,...

3W AGO

6.18.26 New Fed Framework; NCRA’s Eric Ellman on Consumer Wellbeing; Regional Housing

Today’s episode includes a look at the new Federal Reserve framework and initiatives under Chair Kevin Warsh. Plus, Robbie interviews National Consumer Reporting Association’s Eric Ellman on the nomination of Brian Johnson to lead the Consumer Financial Protection Bureau, based...

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