In an era where artificial intelligence promises transformation across every industry, the mortgage sector has been cautious, often for...

In the first Voice of the Industry , David Spector, Chairman and CEO of Pennymac, discussed his path from early beginnings on Wall Street...

I’ve been in mortgage since 1991. Rates were north of 10%, “apply now” meant stacks of paper, and the concept of consumer-permissioned...

After talking with and interviewing hundreds of mortgage professionals, I can say with certainty: the loan officers who win in this...

The mortgage industry has no shortage of hype around artificial intelligence. Every week, a new vendor promises borrower-facing chatbots,...

Since originating my first loan in 1991, I’ve lived through plenty of cycles where the Fed gave us a dose of reality. Friday in Jackson...

If you’re unfamiliar, the HELPER Act (Homes for Every Local Protector, Educator, and Responder)  proposes a straightforward idea: allow...

In a market where every lead feels harder to come by and conversions take longer; loan officers are looking for an edge that will not...

For decades, the mortgage industry's refi booms were predictable, secular events. A long-term downward trend in interest rates would...

The summer slowdown is real.But someone forgot to tell Abdel Khawatmi . While many loan officers are sitting on the sidelines waiting for...

I’ve seen this industry evolve through every imaginable market cycle.  But I believe we’re now in a fundamentally different era, one...

Spend enough time in one industry and you’ll likely see just about every shiny object come and go.  But I can tell you with confidence:...

Throughout my career in the mortgage industry, I’ve watched strategies come and go.  Rate chasing. CRM drip campaigns. Lead buying.  But...

Last week news came out that the FHFA, which oversees Fannie Mae and Freddie Mac, will now allow lenders to use Vantage 4.0 score....

It’s hard to tell if this is an article about mortgage tech or just me ranting about how expensive my kids are. Bill Maher joked, “I...

Loan Officer Compensation (LO Comp) reform isn’t just a policy debate. It’s a litmus test for whether our industry can move beyond...

Wesley Costello is the Executive VP of Sales Operations at AnnieMac Home Mortgage. Homebuyers Need Strategy and Preparation to Succeed In...

You know what they say about July in this business. It's hot outside, but the pipeline’s cooling off. Interest rates aren’t dropping...

In the ever-evolving world of mortgage finance, marketing has undergone a transformation just as profound as the products and platforms...