The 2025 NextGen Homebuyer Report, conducted in partnership with National MI, provides an in-depth analysis of the evolving homeownership...

Home lending is one of the few industries where the customer can lock in a future rate and price. Put another way, if you went to the...

The first quarter of 2025 presented a mixed picture of the U.S. economy and housing market’s future. Tight monetary policy and...

Agency heads are in place. Scott Turner's publicly teased Opportunity Zones 2.0 & selling federal land for housing. The administration is...

President Trump unveiled sweeping new tariffs last week, but the financial markets weren’t impressed—stocks dropped roughly 5 percent,...

Capacity planning is one of those things you learn through experience—sometimes the hard way. Back in college, when one of my roommates...

I am asked all the time where I think rates will be in six months. My answer, after I say that I can’t even predict where I’m going to...

Third-party vendors have become essential to mortgage lending, supporting everything from loan origination to post-close servicing. As...

(A Story in the Style of Dr. Seuss) The builders, they built, but they couldn't build more, The costs were too high, the regs were a...

If you're a homeowner, life is good right now. You’re sitting on a low-rate mortgage, building equity, and watching home values climb....

The vast majority of residential mortgages in the United States are originated, underwritten, funded, and ultimately sold in accordance...

The interest rate markets have a way of humbling almost all the ‘experts’ and the very first thing you learn in Secondary Marketing is...

In recent years, appraisal management companies (AMCs) have played an increasingly vital role in the mortgage industry, addressing...

Over the past 15 years, the mortgage lending landscape has completely flipped. In 2010, depository institutions originated 81% of all...

In today's evolving financial landscape, the current approach to underwriting is falling short and fails to accommodate the profiles of...

In today’s mortgage industry, technology drives efficiency, speed, and accuracy like never before. But while we celebrate the...

Prepayment speeds, aka how quickly borrowers pay off their loans ahead of schedule (whether through refinancing or selling their homes),...

I had my first misfire with Waymo this past weekend. For those who don’t know, Waymo is a fully autonomous ride-hailing service operating...

Yesterday, Figure announced the formation of a new guarantor vehicle in partnership with major asset manager Sixth Street, marking a...

The growth of the federal government and its increasing centralization under the executive branch raise fundamental questions about the...