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Rethinking Mortgage Operations: How AI Can Actually Lower Origination Costs
Mortgage lenders, ready for further adventures in the valley (of death), are at a crossroads. Despite massive tech spends, they continue...
Marvin Chang
Jun 25, 2025
MLO VieauxPoint: Budget Like an Owner, Not a Renter
Let’s talk about the advice most homebuyers don’t hear. When a renter becomes a homeowner, something fundamental shifts, or at least it...
Brian Vieaux
Jun 23, 2025
How Well Are Fannie, Freddie, and Ginnie Serving First-Time Home Buyers?
With the foundational mission of Fannie Mae, Freddie Mac, and Ginnie Mae centered around expanding access to homeownership, especially...
Robbie Chrisman
Jun 23, 2025


Jerome Powell Caught Whispering “Higher for Longer” to Potted Plant During Live CNBC Interview
WASHINGTON, D.C. - In what sources are calling “deeply consistent with recent guidance,” Federal Reserve Chair Jerome Powell was caught...
Rich Swerbinsky
Jun 19, 2025
Reimagining Mortgage Manufacturing: The Rise of Background AI
We’re entering an inflection point in AI’s evolution: One where the hype begins to give way to real business transformation. Among the...
Steve Butler
Jun 17, 2025
Why Superior Client Service Is the New Compliance Strategy in a Deregulatory Era
Deregulation may ease oversight, but it raises the stakes. Without the scaffolding of regulatory mandates, trust becomes the only real...
Katie Wilson
Jun 16, 2025
Why Mortgage Loan Officers Should Care About MISMO and How To Get Involved
Last week, I had the opportunity to attend the MISMO Summit in Boston, a gathering of the brightest minds shaping the standards that...
Brian Vieaux
Jun 16, 2025
Navigating the Future of Fannie Mae and Freddie Mac: Stability, Exit, and the First-Time Homebuyer Dilemma
In the ongoing debate over the role and future of Fannie Mae and Freddie Mac, housing finance experts confront a core tension: balancing...
Jeremy Potter and Robbie Chrisman
Jun 13, 2025


Consultants Declare Sovereignty, Occupy Broadmoor Spa in Brand-Led Uprising at The Gathering
In what one attendee called “a visionary departure and also a cry for help,” a rogue faction of consultants officially broke away from...
Rich Swerbinsky
Jun 12, 2025


Industry Descends on The Gathering as Broadmoor Braces for Chaos
With The Gathering set to kick off tomorrow, hundreds of housing pros are pouring into The Broadmoor (after a 2-hour Uber ride from DIA)...
Rich Swerbinsky
Jun 12, 2025
From Mortgages to Markets: A Primer on MBS and ABS
There are countless investment options for individuals and institutions, and in the mortgage industry, attention is often focused on...
Rob Chrisman
Jun 9, 2025
The Cost to Produce a Loan
Whether it’s $12 or $13k per loan, do you really think that you’re going to markedly lower the cost to produce a loan this quarter? Or...
Rob Chrisman
Jun 6, 2025
MLO VieauxPoint: Are You Future-Proof?
This is the first installment of a weekly ‘check-in’ where I’ll be sharing actionable ideas to help Loan Officers build a stronger,...
Brian Vieaux
Jun 1, 2025
Modernizing Mortgage: A Roadmap for the Future of Residential Lending
The residential lending industry stands at a critical crossroads. Decades of traditional practices have left the mortgage process...
Jeremy Potter
May 30, 2025
Reimagining the U.S. Mortgage System: Lessons from Global Housing Finance Models
The U.S. mortgage industry has long centered around the 30-year fixed-rate mortgage, a product deeply entrenched in American financial...
James Hedvall
May 28, 2025
Common Securitization Solutions (CSS), the forgotten and most important GSE for Housing Finance Reform
An Open Letter to Policy Makers and Advocates Summary Should conservatorship of Fannie Mae (FNMA) and Freddie Mac (FHLMC) occur without...
Jeremey Shiers
May 28, 2025
The New Risk in Risk-Free Assets: Treasury Bonds Under Pressure
For decades, U.S. Treasury bonds have been considered the bedrock of global financial stability: reliable, secure, and virtually...
Robbie Chrisman
May 27, 2025
Fannie and Freddie: Potential Privatization and Market Impact
President Donald Trump recently announced on social media that he is seriously considering taking Fannie Mae and Freddie Mac public once...
Rob Chrisman
May 23, 2025
Mergers and Acquisitions: A Springboard for Growth
Mergers and acquisitions (M&A) are back on the rise. In today’s unpredictable economic landscape, businesses are under relentless...
Matt Beckwith
May 20, 2025
Basis Point Primer: The Feisty Bip
That sounds like the name of a bar owned by Wall Street traders. As nearly a thousand of us prepare to head to Times Square for the MBA’s...
Rob Chrisman
May 16, 2025
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