For a long time, mortgage technology has been built the way organizations chart themselves on paper, neatly divided into stages, each with its own system, its own owner, and its own version of the truth. One platform captures the lead, another manages the relationship, another takes over the loan file, and yet another steps in at closing. On paper, it looks efficient. In practice, each system becomes very good at doing its own job while knowing very little about what came before or what comes...

The residential lending industry stands at a critical crossroads. Decades of traditional practices have left the mortgage process...

Rent Payment History is both willingness and ability to pay The best indicator of whether someone can repay a monthly mortgage payment is...