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As the final quarter of 2025 approaches, the single-family home market remains turbulent.
A number of headwinds have defined 2025, frustrating consumers and industry professionals alike. Buyer hesitation and a volatile economy have stifled growth.
First-time home buyers are finding it more challenging than ever to purchase their dream homes, and foreclosures have steadily increased since last year. Consumer debt-to-income (DTI) ratios have been rising to unprecedented levels.
HomeLight’s Q3 2025 Lender Insights Survey breaks down some of the causes, with insight from lenders at 80 top lending companies across the United States, including American Pacific Mortgage, Fairway Independent Mortgage Corporation, The Loan Store, and more.
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