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Apr. 30: AE jobs, people moving; buy before you sell, jumbo, CRM tools; climate & catastrophes: who's watching? Fannie earnings
I don’t know where April went, but we’re at the end of it, and 2025 is 1/3 over. The future sure quickly becomes the past. In the book...
Rob Chrisman
Apr 30
Apr. 29: Non-QM AE, LO jobs; books for LOs; tech change, borrower communication tools; webinars & training this week; Audrey Boissoneau interview
My cat Myrtle was always interested in both the primary and secondary markets… for line-caught halibut. In residential lending, the...
Rob Chrisman
Apr 29
Apr. 28: Pres. of Production, LO jobs; non-QM, reverse, productivity, AVM, AI tools; investor & lender results: it's still tough out there
“Rob, the local chapter of my state’s mortgage organization is having an axe throwing night. Can you put it in your Commentary in...
Rob Chrisman
Apr 28
Apr. 26: New book on cap markets; Goldman Sachs on tariffs and a recession; Trump & disparate impact; SWBC Mortgage
Marriage may be about love, but for many newlyweds, it’s also a tug-of-war between paying for a wedding and affording a home . Among...
Rob Chrisman
Apr 26
Apr. 25: LO, AE jobs; title & flood ordering tool; Maryland changes licensing; upcoming in-person conferences; perspective on the CFPB
What if your client called the CFPB about a servicing issue, or any issue, and no one answered? Things are changing, but for a thorough...
Rob Chrisman
Apr 25
Apr. 24: Controller, AE jobs; loan delivery, borrower search products; AI & lending; MAA Action Week; bank & CU M&A heating up
“I hate it when I see an old person and then realize we went to high school together.” Nothing lasts forever, not top lenders or even...
Rob Chrisman
Apr 24
Apr. 23: Tech, AE, LO jobs; warehouse, AI scenario, processing tools; Freddie & Fannie changes; Mr. Cooper's new MBS
“I won a million dollars and donated a quarter of it to charity! I now have $999999.75 left.” Money can be funny… or not. In the past, a...
Rob Chrisman
Apr 23
Apr. 22: LO, AE jobs; hedging; CalHFA, non-QM, compliance, processing tools; margin management info; webinars & training this week
“My boss pulled up in his brand-new BMW today and I couldn’t help but admire it. “Nice car,” I said as he got out. “Well,” he said,...
Rob Chrisman
Apr 22
Apr. 21: LO jobs; whole loan trading, POS, AI virtual assistant products; webinars, events, & training; FHA, VA, Ginnie updates
In the 1980s I fell off my bike and hurt my knee. I'm telling you this now because we didn't have social media then. It doesn’t take...
Rob Chrisman
Apr 21
Apr. 19: 1,500 CFPBers laid off... Or were they? The pros of tariffs from a reader & AI; Vendor updates; Saturday Spotlight: Prudent AI
A non-government, non-elected official doesn’t have the authority to shut down a government agency. But as we are finding out in the...
Rob Chrisman
Apr 21
Apr. 18: Credit analyst, bus. dev., LO jobs; events & training; loss mitigation software; MBA P&L stats; Ohio, UWM, & collusion accusations
“What do you get if you cross Islam and Capitalism? No more jokes about the profit.” Mid-sized lenders, especially those with branches...
Rob Chrisman
Apr 18
Apr. 17: Cap mkts., AE, LO jobs; lawyers wanted; fraud prevention, loss mit, bridge loan products; cost of hedging; Trump threatens Powell's job
A week from today is “Take Your Child to Work Day.” Something tells me that it won’t be observed in U.S. Government offices. While we’re...
Rob Chrisman
Apr 17
Apr. 16: AE, LO jobs; LOS, servicing, HELOAN, trading, warehouse tools; lender sale; wholesale & correspondent news; Dr. Eisenberg Econ 101 interview
“Every morning, I get hit by the same bicycle… It's a vicious cycle.” Double meanings aside, seasons and the earth’s rotation are...
Rob Chrisman
Apr 16
Tax Day: Sales VP, AE jobs; LOE, delegated, loss mit, CRM, bank statement products; STRATMOR tech study; a money raise
Here in San Diego at the CU:REALM event, Cotality’s Chief Economist Dr. Selma Hepp noted that consumer and business sentiment has...
Rob Chrisman
Apr 15
Apr. 14: AE jobs, outsourcing service; POS, bridge, jumbo ARM loan programs; M&A continues as NJ Lenders/Luminate ink deal; dive into rate movement
“Why don't you tell rumors in a Botox Clinic? Nobody raises an eyebrow.” While I head to San Diego today, who can keep track of the...
Rob Chrisman
Apr 14
Apr. 12: CFPB's shift; abusive trigger lead news; Vendor M&A and product news; Recessions usually mean lower rates, but maybe in this case...
Consumer sentiment was first quantified in 1952. Last month it hit its second lowest level in 73 years . As one headline said, “From...
Rob Chrisman
Apr 12
Apr. 11: LO jobs, tech. writer available; Warehouse product, Innovator Conference; Zillow did what? The story behind Fannie's firings
I don’t know if the rumor is true that Webster’s is considering adding “Tariffied” to its dictionary, but the word certainly fits the...
Rob Chrisman
Apr 11
Apr. 10: LO job; hedging, non-QM, DSCR, automatic QC tools; why hedging a pipeline is difficult at best with tariff changes; DC report
“Over the course of 18 years, it costs over $235,000 for parents to raise a child... and that's just for the alcohol.” Here in Dallas,...
Rob Chrisman
Apr 10
Apr. 9: AE, LO job, Fannie's firings; valuation, trading tools; report from Washington DC; builders & housing policy; F&F news; training events
How ‘bout some good news? Last week’s apps skyrocketed, and… Builders are sitting on a pile of unsold homes and are slashing prices and...
Rob Chrisman
Apr 9
Apr. 8: AE, compliance jobs, marketing exec. avail.; DPA, subservicing, credit optimization borrower library tools; could tariffs impact MBS demand?
Today I travel to the Dallas area for a Logan Finance event, and this comment from a friend last night is echoing in my ears: “Becoming...
Rob Chrisman
Apr 8
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