Let’s dive into the mailbag. “Rob, the FHFA announced that Fannie and Freddie will remove ‘certain’ homeowners insurance requirements which may reduce costs. But what are your contacts saying about where their industry-facing priorities are?” Both are focused on leveraging technology and reminding lenders of their existing products. For example, Fannie offers a construction to perm program , as does Freddie Mac , and has “ MH Advantage ” for manufactured homes; Freddie has