“Warning: don’t use your pet’s name for your password. We were hacked, and had to change our dog’s name.” “Experts” are saying that passwords will be on the way out in 2026 as passkeys take over . Good, as I am tired of carrying around a notebook with my usernames and passwords for dozens of sites. For fans of artificial intelligence (AI), we have news that a) AI generated weather predictions are making up new towns , and b) Utah is allowing AI to prescribe medicine to human

Here in Northern Nevada there are some clever people, and I heard, “The one secret habit of successful people is that they don’t waste time doing internet searches in blogs for secret habits of successful people.” What are the attributes of a successful loan officer? In my years of listening to LOs compare notes, many mention “mindset” since the job sometimes can be a grind. LOs fully explore possible niches, manage their database, strive toward leadership, and are willing to

“I was lonely until I glued an empty coffee cup to the roof of my car. Now everyone waves!” Cute joke aside, not everyone has a loan on their house. In fact, 40 percent of U.S. homes don’t have a mortgage, per the Census Bureau. Should I repeat that? 40%. (Here’s a nice map with state-level information.) What are you, or your company, doing about it? Are you even seeing those potential clients in your database? Regarding new homes… Let’s see, if we’re building 1.5 million

“It’s my wife’s birthday tomorrow. She’s been leaving jewelry catalogs all over the house, so I bought her a magazine rack.” A larger number of adults, usually without a wife or husband, will move back in with their parents or find roommates in a house, as buying a house is expected to remain an out-of-reach dream, according to Redfin. But there’s hope on the horizon, if you believe people can read the future: Redfin is calling next year the beginning of “The Great Reset,” w

“I spent all my rent money leasing a limo and it didn't come with a driver. I wasted all that money with nothing to chauffeur it!” I don’t ever recall living in Manhattan as “affordable.” Ever. Many voters, however, believe that Zohran Mamdani, the new mayor, will have an impact on housing, despite the fact that may decisions are made at the state level. Recall that housing policy has been central to that affordability message for Mamdani, like freezing the rent on the city’s

Did you make any resolutions for the new year, other than not to mess up and write “2025” when you meant “2026”? If you’re the resolution or prediction type, here’s a gym membership just for you. As we learn year after year, predictions and polls predicting the future are barely worth the paper they’re written on, although some bring us psychological comfort and it is important to know the reasoning behind some predictions. We began 2025 predicting that the stock market woul