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Navigating the Future of Fannie Mae and Freddie Mac: Stability, Exit, and the First-Time Homebuyer Dilemma
In the ongoing debate over the role and future of Fannie Mae and Freddie Mac, housing finance experts confront a core tension: balancing...
Jeremy Potter and Robbie Chrisman
2 days ago
June 13: LO jobs; 2nd lien reverse, borrower aid, legal counsel products; FHA, USDA, VA changes; FBC rebrand; U.S. rates steady despite Iran/Israel fight
Hey, for you LOs who think things are slow, you can always go into golf. The best example of this is ex-LO Ben Griffin who has racked up...
Rob Chrisman
2 days ago


Consultants Declare Sovereignty, Occupy Broadmoor Spa in Brand-Led Uprising at The Gathering
In what one attendee called “a visionary departure and also a cry for help,” a rogue faction of consultants officially broke away from...
Rich Swerbinsky
3 days ago


Industry Descends on The Gathering as Broadmoor Braces for Chaos
With The Gathering set to kick off tomorrow, hundreds of housing pros are pouring into The Broadmoor (after a 2-hour Uber ride from DIA)...
Rich Swerbinsky
3 days ago
June 12: Correspondent, jumbo, POS tools; Fairway/Hallmark deal; HELOC, 2nd, non-QM news; webinars to end the week
“I was always a home builder, but lately I’ve developed an apartment complex.” Here in Florida, so many structures are made of stucco...
Rob Chrisman
3 days ago
June 11: Brokers wanted; M&A continues, processing, non-QM, LOS, warehouse tools; legal firm & compliance news... LO comp again?
Here in Tampa, I was walking through the hotel bar last night when I overheard someone say, “Age 60 might be the new 40, but 9:00 PM is...
Rob Chrisman
4 days ago
June 10: LO Survey; dashboard, MERS audit, POS, servicing, internal audit tools; LOs & real estate agents; uh oh: price cuts and inventory increases
“Why is Ireland so expensive? House prices are always Dublin'.” Those days are temporarily over in the United States, and the pendulum is...
Rob Chrisman
5 days ago
From Mortgages to Markets: A Primer on MBS and ABS
There are countless investment options for individuals and institutions, and in the mortgage industry, attention is often focused on...
Rob Chrisman
6 days ago
June 9: LO jobs; fee cure, short-term rental appraisal, servicing, risk, move-up buyer products; Freddie & Fannie news
For the next several days I am in Florida, in mortgage meetings and the MBAF, and in Saturday’s Commentary I noted the intense flurry of...
Rob Chrisman
6 days ago
June 7: MLOs & wisdom; Regulations shifting to states; Rates... here a while; Rental housing increase; Saturday Spotlight: Go Moder
This week and next week the conference agendas are packed, with the MBA’s Chairman's Conference , New Jersey , the MBA Florida , EPM TAG...
Rob Chrisman
6 days ago


The GSE Guaranty, Credit Boxes, and Market Power
Understanding the Tradeoffs Liquidity and credit boxes My Uncle Jerry passed away 5 years ago , but he was a great storyteller. Among his...
Brian S. Levy
Jun 6
The Cost to Produce a Loan
Whether it’s $12 or $13k per loan, do you really think that you’re going to markedly lower the cost to produce a loan this quarter? Or...
Rob Chrisman
Jun 6
June 6: Correspondent, warehouse, HELOC, broker, coaching products; Training & events in the next few weeks; fresh jobs data
Today is the 81st anniversary of D-Day. “My granddad was responsible for 25 downed German planes in WW II. To this day, he is still known...
Rob Chrisman
Jun 6
June 5: Hedging, reverse 2nd lien, HELOC, borrower portal, broker, 2nd mortgage products; good Florida insurance news
The last time I was in Florida I saw a bumper sticker that said, “I thought growing old would take longer.” This weekend I return to the...
Rob Chrisman
Jun 5
June 4: COO job; MBS pooling, HELOC, verification tools; Listings hit all-time high; Marginal costs to produce a loan; credit cost interview
As the world is watching the chicks learn to fly on the eagle cam , in the human world there are more “For Sale” signs. You know that...
Rob Chrisman
Jun 4
June 3: LO, AE jobs; borrower psychology, marketing, DSCR, AUS for non-QM tools; note on LO strategy; supply manager's telling comments
My cat Myrtle never seemed to listen, but heard lots. LOs can hear the difference, when dealing with a borrower, between “What is your...
Rob Chrisman
Jun 3
June 2: Tech, AE mgt. jobs; POS, borrower interface, ops, verification tools; CSS = utility? Conv. conforming news; don't bank on lower rates
Any lender or mortgage loan originator hoping for lower rates to spur business is learning that hope is not a strategy. “Rob, you’re...
Rob Chrisman
Jun 2
MLO VieauxPoint: Are You Future-Proof?
This is the first installment of a weekly ‘check-in’ where I’ll be sharing actionable ideas to help Loan Officers build a stronger,...
Brian Vieaux
Jun 1
May 31: The financial role of credit unions; Household well-being survey; vendor news; Saturday Spotlight: TRAiNED, Inc.
Hey, I like food as much as the next guy. Or gal. Maybe more than some. Especially Original Chips Ahoy, but that is a tale for a...
Rob Chrisman
May 31
Modernizing Mortgage: A Roadmap for the Future of Residential Lending
The residential lending industry stands at a critical crossroads. Decades of traditional practices have left the mortgage process...
Jeremy Potter
May 30
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