Blog | Chrisman Commentary

Leading the Charge: Advocating for Brokers and Consumers in the Mortgage Industry

As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...

1 day ago

Dec. 6: Exec. available, LO jobs; non-QM jumbo, POS, processing, AI U/W tools; HUD/Rocket suit, CFPB unleashes; Curinos volume stats

“Today’s three-year-olds can switch on laptops and open their favorite apps. When I was three, I ate mud.” Times change. Remember when...

2 days ago

Dec. 5: LO jobs; hedging, wholesale, correspondent, LO survey products; top LO interview; STRATMOR & appraisal underwriting study

Don’t steal packages off of porches… you never know what will be inside them … A very low-tech attempt at dissuading thieves. On the flip...

3 days ago

Dec. 4: CD mgt. job, exec. available; non-QM, subservicer audit, eVault, accounting communication tools; thoughts from a top LO; Chris Whalen interview

My cat Myrtle never had to worry too much about things like… money. Elon Musk, however, can’t seem to catch a break and his $56 billion...

John Haring

3 days ago

How to Get Ahead of Compliance in Q1 2025

By: John Haring, Head of Compliance at Wilqo As the lending landscape evolves, so do compliance challenges. To help lenders navigate...

Brian S. Levy

4 days ago

D.O.G.E.- A Serious Idea?

The Department of Government Efficiency More often than not, I write this cynical and often sarcastic blog to complain about inefficient...

4 days ago

Dec. 3: Wholesale, MI jobs; broker, DPA, compliance, subservicing products; the cost of buying a home; thoughts of a top LO

Tis the season to have some fun, right? How about we start with this interesting musical duo ? While the CFPB’s proposal addressing the...

5 days ago

Dec. 2: VHAP, HELOC, appraisal review, subservicer review products; webinars & training coming soon; interview with Rate's Shant Banosian

I recall Zillow doing a study on the color of the front door impacting sales price. What does $22.5 million get you in Charleston, SC,...

6 days ago

Nov. 30: Christmas idea - Books for your staff or friends by/about authors in our biz; vendor updates; inflation from unusual sources

I doubt if prices are going to drop like the trusting folks in this video . Despite what was said during the campaign, no president, or...

Nov 29

Nov. 29: Lender wanted; LO jobs; PR, dashboard, automation, cap. markets school products; FHA, HECM, HUD updates

“I was late to my cannibal family's Thanksgiving dinner. I got the cold shoulder.” LOs are experts on family life and demographics. The...

Nov 27

Nov. 27: LO, AE, Ops jobs; automatic workflow, POS, IRS verification tools; 2025 conforming loan limit changes begin 1/1

“Rob, my borrowers would be really happy with rates well below 7 percent. When will we get there?” A wise economist with the MBA once...

Anonymous Top Originator

Nov 26

What It Takes to Be a Good Loan Originator

Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...

Nov 26

Nov. 26: SVP of Credit job; exec available; pre-approval letters, IRS verification, DPA tools; Impending changes in regulators; MBA drops forecast

“If there's anyone out there who has no family and is planning to stay home alone this Thanksgiving, please let me know. I need to borrow...

Nov 25

Servicing Released Versus Retained Decision Making

As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...

John Wines

Nov 25

Thriving in the Digital Mortgage Age

By John Wines, Chief Strategy Officer at Atlantic Bay Mortgage Group The mortgage industry has undergone a technological transformation....

Nov 25

Nov. 25: AE, LO jobs; Verification, servicing, appraisal review tools; webinars and training for December and beyond

“Pro tip” to start the week: Be sure to bring up politics at your family's Thanksgiving dinner. You'll save a lot of money on Christmas...

Nov 23

Nov. 23: Thoughts on appraisal waivers, motivating builders, and an Agency shakeup in 2025; vendor news; the ol' turkey prank

The internet is good for some aspects of the news, like telling us that Trump is nominating Scott Bessent to be the Treasury Secretary....

Nov 22

Nov. 22: Ops manager job; eRESI capital infusion, warehouse mgt. tool; Fannie's forecast & Freddie's repurchase alternative; turkey humor

Want a house for a dollar? Italy has them … figure out the impact on comps for appraisals! To the best of my knowledge, my cat Myrtle...

Robbie Chrisman

Nov 21