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Sep. 30: TPO, LO, U/W jobs; reverse, commercial, NMLS education products; STRATMOR on borrower experience; LOs & reverse mtgs.
“Why do millennials think the government saved their lives? Because they are indebted to it forever.” Here in Colorado, the United States...
Rob Chrisman
Sep 30
Sep. 29: U/W, LO jobs; automation, subservicing, DSCR, CRM tools; this week's webinars & events; CFPB mortgage stats
Here in Colorado, banking, credit unions, and independent mortgage banks are a solid part of the economic fabric. LOs here and everywhere...
Rob Chrisman
Sep 29
Sep. 27: Home buying strategy may be changing; AI and boardrooms; Third-party provider news runs the gamut
Who can focus on mortgages when it’s… Fat Bear Week ?! They’re all trying to consume as many calories as possible ahead of hibernation....
Rob Chrisman
Sep 27
Sep. 26: Underwriting, LO jobs; reverse, non-QM, borrower-mining tools; F&F withdraw from NGFS; tariffs & inflation dominate the news
Call them wretched or call them splendid, in Japan, robots and service bots run some restaurants and are indeed taking the place of...
Rob Chrisman
Sep 26
Sep. 25: Loan pricing, AI marketing, fee collection, QC, borrower mining tools; $2 trillion in 2025? Non-Agency marches on; reno humor
“I just won $10 in the lottery! The 7-11 clerk wanted to sell me a $10 lottery ticket in Atlanta. I said no.” Hopefully most people...
Rob Chrisman
Sep 25
Sep. 24: AE jobs; HELOC, reverse, borrower mining, fraud detection tools; MBA & Fannie forecasts; What's up with Better?
“Yesterday I was devastated to learn that the 2025 Psychic Prediction Convention was cancelled due to unforeseen circumstances.”...
Rob Chrisman
Sep 24
Sep. 23: HELOC, AI assistant, CE, recapture products; Erin Dee on market-based affordability; LOs and consumer data
At the recent conferences I've attended, including here in Atlanta at the Loan Vision Innovation Conference , talk of federal government...
Rob Chrisman
Sep 23
Sep. 22: LO jobs; wholesaler launch, HELOC, borrower service tools; lower rates don't automatically equal better affordability
“My Colorblind friend just moved to Denver. He says it’s the capital of Ado.” Here in Denver at the ACUMA Conference, with roughly 650...
Rob Chrisman
Sep 22
Sep. 20: A tale about not scrimping on marketing dollars; selling a home is expensive; secondary deals; Saturday Spotlight: Flyhomes
Today is 20 th of September, which means, of course, that tomorrow is the 21 st of September, a day celebrated by any fan of 70s tunes ...
Rob Chrisman
Sep 20
Sep. 19: U/W mgt., LO jobs nationwide; appraisal, borrower mining, rev. mtg. tools; Conv. conforming news; rates creeping up
In China, red symbolizes prosperity, protection, and welcoming energy, and so is a popular front door color for occupants, especially...
Rob Chrisman
Sep 19
Sep. 18: LO jobs; MBS analysis, internal audit, servicing risk, rate reset, market analysis products; Rate's Spanish program
JPMorgan Chase, Citigroup, Wells Fargo and Bank of America, PNC Bank, N.A. and others announced a decrease in its prime lending rate to...
Rob Chrisman
Sep 18
Sep. 17: Broker jobs; TBA, DPA tools; HELOC, 2nd, jumbo, non-QM news; Union Home/Sierra Pacific deal from Management's view
Today I find myself in Vancouver, WA, splendid in the autumn, to meet with various mortgage folks and especially the Banner Bank ...
Rob Chrisman
Sep 17
Sep. 16: CIO job; broker, QC products; bank M&A; LOs - know your borrower; interview with Figure's IPO star Mike Cagney
My cat Myrtle was always up for a battle with a lizard in the yard. On a larger scale, the ancient Chinese philosopher Sun Tzu said,...
Rob Chrisman
Sep 16
Sep. 15: AE jobs; Insurance co. investor, UAD 3.6, Hispanic, RON, personal branding tools; TPO product; disaster news
“Someone posted that they had just made synonym buns. I replied, ‘You mean just like the ones that grammar used to make?’ I am now...
Rob Chrisman
Sep 15
Sep. 13: Cook's docs show 2nd home; What if Pres. Trump controlled the Fed; Equity Prime & FHA lending; Saturday Spotlight: LicensingStore
“Many years ago, I loaned my girlfriend $100 sometime soon after we met. After 3 years, when I broke up with her, she returned exactly...
Rob Chrisman
Sep 13
Sep. 12: LO & branch mgr. jobs; 2nd, database mining, manufactured housing products; weak job market impacting rates
“Rob, we’ve said ‘no’ to more expansion possibilities than ever before. Are you hearing other lenders doing deep dives on LOs and...
Rob Chrisman
Sep 12
9-11: Recapture, compliance, marketing, warehouse mgt. tools; Webinars & training in the last week; 10-year yield hits 4.00
“All I know is what I read in the papers,” Will Rogers quipped. In news in the papers from our Census Bureau, AI use at large companies...
Rob Chrisman
Sep 11
Sep. 10: Non-QM, post-closing, QC, warehouse products; Pulte vs. Bessent; Conventional conforming updates; nice jump in apps
“Rob, I hate it when mom and dad fight. Will this Pulte/Bessent, FHFA/Treasury tussle impact mortgage rates?” Probably not; it hasn’t so...
Rob Chrisman
Sep 10
Sep. 9: HELOC, DPA, non-QM, merge assistance tools; Pennymac/Vesta deal; LOs & consistency; Fannie issuance dropping
Tomorrow I head from Boise to Jackson for the Mississippi Mortgage Banker’s Fall Conference . Certainly a topic in my email in-box and at...
Rob Chrisman
Sep 9
Sep. 8: Tech sales job, lender wanted; LOS, title, social media training tools; Financial literacy; What the employment data portends
“When the economy is good, people drink. When the economy is bad, people drink. The moral? Invest in alcohol.” Here in Boise at the PNMLC...
Rob Chrisman
Sep 8
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