top of page
Why Mortgage Loan Officers Should Care About MISMO and How To Get Involved
Last week, I had the opportunity to attend the MISMO Summit in Boston, a gathering of the brightest minds shaping the standards that...
Brian Vieaux
Jun 16
Navigating the Future of Fannie Mae and Freddie Mac: Stability, Exit, and the First-Time Homebuyer Dilemma
In the ongoing debate over the role and future of Fannie Mae and Freddie Mac, housing finance experts confront a core tension: balancing...


Consultants Declare Sovereignty, Occupy Broadmoor Spa in Brand-Led Uprising at The Gathering
In what one attendee called “a visionary departure and also a cry for help,” a rogue faction of consultants officially broke away from...
Rich Swerbinsky
Jun 12


Industry Descends on The Gathering as Broadmoor Braces for Chaos
With The Gathering set to kick off tomorrow, hundreds of housing pros are pouring into The Broadmoor (after a 2-hour Uber ride from DIA)...
Rich Swerbinsky
Jun 12
From Mortgages to Markets: A Primer on MBS and ABS
There are countless investment options for individuals and institutions, and in the mortgage industry, attention is often focused on...
Rob Chrisman
Jun 9
The Cost to Produce a Loan
Whether it’s $12 or $13k per loan, do you really think that you’re going to markedly lower the cost to produce a loan this quarter? Or...
Rob Chrisman
Jun 6
MLO VieauxPoint: Are You Future-Proof?
This is the first installment of a weekly ‘check-in’ where I’ll be sharing actionable ideas to help Loan Officers build a stronger,...
Brian Vieaux
Jun 1
Modernizing Mortgage: A Roadmap for the Future of Residential Lending
The residential lending industry stands at a critical crossroads. Decades of traditional practices have left the mortgage process...
Jeremy Potter
May 30
Reimagining the U.S. Mortgage System: Lessons from Global Housing Finance Models
The U.S. mortgage industry has long centered around the 30-year fixed-rate mortgage, a product deeply entrenched in American financial...
James Hedvall
May 28
Common Securitization Solutions (CSS), the forgotten and most important GSE for Housing Finance Reform
An Open Letter to Policy Makers and Advocates Summary Should conservatorship of Fannie Mae (FNMA) and Freddie Mac (FHLMC) occur without...
Jeremey Shiers
May 28
The New Risk in Risk-Free Assets: Treasury Bonds Under Pressure
For decades, U.S. Treasury bonds have been considered the bedrock of global financial stability: reliable, secure, and virtually...
Robbie Chrisman
May 27
Fannie and Freddie: Potential Privatization and Market Impact
President Donald Trump recently announced on social media that he is seriously considering taking Fannie Mae and Freddie Mac public once...
Rob Chrisman
May 23
Mergers and Acquisitions: A Springboard for Growth
Mergers and acquisitions (M&A) are back on the rise. In today’s unpredictable economic landscape, businesses are under relentless...
Matt Beckwith
May 20
Basis Point Primer: The Feisty Bip
That sounds like the name of a bar owned by Wall Street traders. As nearly a thousand of us prepare to head to Times Square for the MBA’s...
Rob Chrisman
May 16
Leveraging Rental Payment History to Approve More First-Time Homebuyers
Rent Payment History is both willingness and ability to pay The best indicator of whether someone can repay a monthly mortgage payment is...
Jeremy Potter
May 2
Navigating Rate Lock Renegotiations and Early Payoff Policies in Mortgage Lending
In the dynamic landscape of mortgage lending, managing rate lock renegotiations and early payoff scenarios is crucial for maintaining...
Matthew VanFossen
May 1
The Relationship is the Retention Strategy: Rethinking Borrower Loyalty in the Mortgage Industry
In today’s mortgage industry, the battle for borrower retention is increasingly being fought on the front lines of personal...
Rob Chrisman
May 1
The Evolving Role of AI in the Mortgage Ecosystem
Artificial intelligence (AI) is rapidly reshaping the way businesses operate, offering new levels of efficiency, accuracy, and...
James Hedvall
Apr 21
Staying the Course: Managing Risk and Margin in Volatile Mortgage Markets
In today's mortgage capital markets, volatility seems to be more the new normal than a passing trend. From geopolitical events to...
James Baublitz
Apr 21
Navigating Loan Renegotiations and EPO Risk in Mortgage Capital Markets
The mortgage capital markets are a dynamic ecosystem that balances the needs of borrowers, lenders, and investors, all while responding...
Robbie Chrisman
Apr 15
bottom of page