The residential mortgage market is operating in a fundamentally different environment compared to just a few years ago. Origination...

Spend enough time in one industry and you’ll likely see just about every shiny object come and go.  But I can tell you with confidence:...

The mortgage industry is undergoing a long-overdue transformation. For decades, high origination costs, fragmented data systems, and...

Throughout my career in the mortgage industry, I’ve watched strategies come and go.  Rate chasing. CRM drip campaigns. Lead buying.  But...

Last week news came out that the FHFA, which oversees Fannie Mae and Freddie Mac, will now allow lenders to use Vantage 4.0 score....

The discussion around privatizing Fannie Mae and Freddie Mac has resurfaced under President Trump’s second term, based on heightened...

It’s hard to tell if this is an article about mortgage tech or just me ranting about how expensive my kids are. Bill Maher joked, “I...

Loan Officer Compensation (LO Comp) reform isn’t just a policy debate. It’s a litmus test for whether our industry can move beyond...

Wesley Costello is the Executive VP of Sales Operations at AnnieMac Home Mortgage. Homebuyers Need Strategy and Preparation to Succeed In...

At the heart of mortgage lending is a simple axiom: the value of any loan rests on the quality of its collateral. For centuries, that...

You know what they say about July in this business. It's hot outside, but the pipeline’s cooling off. Interest rates aren’t dropping...

In the ever-evolving world of mortgage finance, marketing has undergone a transformation just as profound as the products and platforms...

Mortgage lenders, ready for further adventures in the valley (of death), are at a crossroads.  Despite massive tech spends, they continue...

Let’s talk about the advice most homebuyers don’t  hear. When a renter becomes a homeowner, something fundamental shifts, or at least it...

With the foundational mission of Fannie Mae, Freddie Mac, and Ginnie Mae centered around expanding access to homeownership, especially...

WASHINGTON, D.C. - In what sources are calling “deeply consistent with recent guidance,” Federal Reserve Chair Jerome Powell was caught...

We’re entering an inflection point in AI’s evolution: One where the hype begins to give way to real business transformation. Among the...

Deregulation may ease oversight, but it raises the stakes. Without the scaffolding of regulatory mandates, trust becomes the only real...

Last week, I had the opportunity to attend the MISMO Summit in Boston, a gathering of the brightest minds shaping the standards that...

In the ongoing debate over the role and future of Fannie Mae and Freddie Mac, housing finance experts confront a core tension: balancing...