Call them wretched or call them splendid, in Japan, robots and service bots run some restaurants and are indeed taking the place of...

“I just won $10 in the lottery! The 7-11 clerk wanted to sell me a $10 lottery ticket in Atlanta. I said no.” Hopefully most people...

“Yesterday I was devastated to learn that the 2025 Psychic Prediction Convention was cancelled due to unforeseen circumstances.”...

Yes, the Federal Open Market Committee cut its overnight fed funds rate last week, prompting banks to reduce their prime rates, and the...

At the recent conferences I've attended, including here in Atlanta at the Loan Vision Innovation Conference , talk of federal government...

For our Clients, Colleagues, and Friends, From time to time, we look at how certain mortgage stocks have done. Here’s how some of the...

I’ve been in mortgage since 1991. Rates were north of 10%, “apply now” meant stacks of paper, and the concept of consumer-permissioned...

“My Colorblind friend just moved to Denver. He says it’s the capital of Ado.” Here in Denver at the ACUMA Conference, with roughly 650...

Today is 20 th of September, which means, of course, that tomorrow is the 21 st of September, a day celebrated by any fan of 70s tunes ...

In China, red symbolizes prosperity, protection, and welcoming energy, and so is a popular front door color for occupants, especially...

All eyes this week were on the Federal Reserve's September meeting. As expected, the Fed cut the federal funds rate by 25-basis points to...

As the final quarter of 2025 approaches, the single-family home market remains turbulent. A number of headwinds have defined 2025,...

For the markets, watching Powell’s presser was like watching a Spanish Soap Opera play out when the boyfriend barges in demanding answers...

Natural disasters are escalating, driving up costs and straining housing affordability. Erin Dee, Chief Operating Officer at InterLinc...

JPMorgan Chase, Citigroup, Wells Fargo and Bank of America, PNC Bank, N.A. and others announced a decrease in its prime lending rate to...

Today I find myself in Vancouver, WA, splendid in the autumn, to meet with various mortgage folks and especially the Banner Bank ...

If we take a stroll down memory lane, this time last year we found ourselves in a very similar position. The market had priced in a...

My cat Myrtle was always up for a battle with a lizard in the yard. On a larger scale, the ancient Chinese philosopher Sun Tzu said,...

For our Clients, Colleagues, and Friends, How much was the production income per loan over the past several years? We remind you that...

Margin matters… and depending on what type of margin you're referencing, it can mean different things to different people For instance,...