Suddenly, occupancy fraud is national news Recent allegations of mortgage loan occupancy fraud[1] on second homes and investor properties...

These days, speaking to current events and navigating the data while avoiding the politicization (and polarization) of the data is almost...

This week, a wave of economic data pointed to a labor market that’s losing steam, reigniting debates about whether the Federal Reserve...

As has been the case most of summer, there were no shortage of headlines this week: namely, shifting rate dynamics, mounting political...

Kenny Rogers said it best..  “You’ve got to know when to hold ‘em, know when to fold ‘em. Know when to walk away, and know when to run....

Human nature is to be corrupt Like all humans, [1] I am self-interested and tribal by nature, [2] and that is corrupting. So, with a...

Legal drama, economic uncertainty, shifting rate expectations, and nuanced capital market discussions, all playing out against a stagnant...

This article was contributed by Prime Lending . Wouldn’t it be easier if you could roll out of bed, throw on your robe and slippers, grab...

Trade drama, inflation signals, and Fed caution, oh my! All weighed heavily on the mortgage and housing sectors. President Trump extended...

The U.S. housing and mortgage landscape is showing increasing signs of strain amid economic headwinds, rising rates, and shifting policy....

And it still plagues industry and consumers alike Back in early 2020, in just my third Mortgage Musing, I joked that the...

For the summer doldrums, there is certainly a lot to report on this week: a volatile mix of legal developments, economic data, and policy...

Markets continue to anticipate at least one Federal Reserve rate cut by year-end, though a move at the July meeting now seems wholly...

Prior to today's robust June payrolls report, Treasury yields drifted toward the lower end of recent ranges this week, buoyed by falling...

Trigger leads, Twitter feeds, and the changing DC game The headline in the June 24, 2025 Mortgage Bankers Association’s Newslink read,...

This week in the mortgage industry was defined by a confluence of political speculation, shifting economic data, and renewed momentum in...

Understanding the Tradeoffs Liquidity and credit boxes My Uncle Jerry passed away 5 years ago , but he was a great storyteller. Among his...

DI (and DEI) get a reckoning in Trump 2.0 LIRC’ing for over 30 years After working almost 5 years at large law firm in Chicago, and right...

Why we need the CFPB? The above photo for fast-food financing was not AI generated. It is a real pop-up store that actually appeared in...

Dear Messrs. McKernan, Vought, Calabria, Musk, et. al., I am the author of a cynical, snarky and heavily footnoted free mortgage industry...