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The Path to Lower Mortgage Rates in 2025: Breaking Down the Myths
Everyone in the mortgage industry seems convinced that 7%+ rates are here to stay for 2025. Here’s why I think they’ve got it wrong. ...
Rich Swerbinsky
Jan 27, 2025
Bridging the Gap: Supporting First-Time Homebuyers in 2025
As we begin 2025, it is imperative to examine how the evolving mortgage market is affecting first-time homebuyers. Historically, this...
Amanda Tucker
Jan 24, 2025
Navigating 2025: Building Success in Uncertain Times
Predicting the future is always a challenge, and no one has the crystal ball to foresee exactly what will happen in 2025, especially when...
Rob Chrisman
Jan 13, 2025
Mortgage Company Strategy 2025: Preparing For the Year Ahead
As we embark on a new year, it’s essential for decision makers at mortgage companies to focus on setting clear goals and aligning...
Robbie Chrisman
Jan 6, 2025
Lock Extensions: How/Why They Cost Money
When a borrower locks a rate with a lender, the lender promises to hold that rate for the borrower until the loan closes. But there is a...
Rob Chrisman
Dec 31, 2024
The Week Before Christmas: Mortgage Edition
'Twas the week before Christmas when all through the States, The market was slower, buyers wary of rates. Santa Powell made an...
Michael Metz
Dec 20, 2024
🔮 Mortgage Industry Predictions for 2025
As we look ahead to 2025, the mortgage industry is poised for significant shifts driven by economic conditions, policy changes, and...
Rich Swerbinsky
Dec 12, 2024
Leading the Charge: Advocating for Brokers and Consumers in the Mortgage Industry
As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...
Katie Sweeney
Dec 6, 2024
What It Takes to Be a Good Loan Originator
Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...
Anonymous Top Originator
Nov 26, 2024
Servicing Released Versus Retained Decision Making
As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...
Rob Chrisman
Nov 25, 2024
Impacts of Trade, Policy, and Inflation on Mortgage Rates and the Housing Industry
The economic aftershocks of the COVID-19 pandemic, which have shaped both domestic and global markets over recent years, are gradually...
Robbie Chrisman
Nov 21, 2024
Why Consumer-Centric Product Management is Key to the Future of Mortgage Lending
While none of us possess a crystal ball, signs point to major transformation driven by a combination of higher-for-longer interest rates,...
Marvin Chang
Nov 18, 2024
Women Are Shaping the Future of the Mortgage Industry
By Chrissy Brown, Chief Operations Officer at Atlantic Bay Mortgage Group The mortgage business has traditionally been a male-dominated...
Chrissy Brown
Oct 10, 2024
The Next Top Producer – The New Generation of Loan Officers' Willingness to Adapt and Thrive
In today’s fast-paced mortgage industry, the ability to adapt has become essential for loan officers who want to go from good to great....
Matthew VanFossen
Sep 30, 2024
Why Mortgage Rates Didn’t Fall After the Fed’s Rate Cut
Why didn't we see mortgage rates fall after the Fed cut rates last week? Simply put, preemptive pricing left little room for movement in...
Robbie Chrisman
Sep 23, 2024
Seizing the Refinance Opportunity with a Comprehensive Enterprise Strategy
By Emily Farley Gardner, Chief Lending Officer at Atlantic Bay Mortgage Group For the first time since early 2023, the market conditions...
Emily Farley Gardner
Sep 23, 2024
The Hidden Risks: How Vendor Compliance and Delayed Technology Updates Are Increasing Lender Vulnerability
By Matt VanFossen, CEO of Mortgage Automation Technologies & Absolute Home Mortgage Corporation Over the past decade, the mortgage...
Matthew VanFossen
Sep 13, 2024
Small Summit, Big Ideas for Progress
When you bring together passionate people from around our industry, you often hear similar complaints about how hard it is to make...
Jeremy Potter
Sep 13, 2024
16 Years Later: A HERA Report Card
By Lawranne Stewart Former Assistant Chief Counsel, House Financial Services Committee Scott Olson Former Professional Staff Member,...
Lawranne Stewart and Scott Olson
Sep 8, 2024
The NAR Settlement; Apocalypse No
Lots of folks in the residential real estate business had August 17, 2024, circled on their calendars.[1] That was the day that the...
Brian S. Levy
Aug 28, 2024
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