Tomorrow I head from Boise to Jackson for the Mississippi Mortgage Banker’s Fall Conference . Certainly a topic in my email in-box and at...

For our Clients, Colleagues, and Friends, This is from the MBA, showing mortgage employment as of August 29th. The data comes from the...

It was the opening scene of “Saturday Night Fever” where John Travolta’s walking down the street holding a paint, strutting with...

Suddenly, occupancy fraud is national news Recent allegations of mortgage loan occupancy fraud[1] on second homes and investor properties...

“When the economy is good, people drink. When the economy is bad, people drink. The moral? Invest in alcohol.” Here in Boise at the PNMLC...

As the saying goes, “I don’t care who receives the credit, as long as it gets done.” Many groups took credit, and congratulations to them...

These days, speaking to current events and navigating the data while avoiding the politicization (and polarization) of the data is almost...

The Fed looks at Twitter to gauge the financial sentiment out there? Yes: TFSI ! The Federal Reserve certainly finds itself in a...

This week, a wave of economic data pointed to a labor market that’s losing steam, reigniting debates about whether the Federal Reserve...

“Apparently you can’t use ‘beef stew’ as a password. It’s not stroganoff.” How’s your privacy? Or another question: Why wouldn’t you tell...

“Twas the third of September, that day I’ll always remember … Wherever he laid his hat was his home, and when he died, all he left us was...

After talking with and interviewing hundreds of mortgage professionals, I can say with certainty: the loan officers who win in this...

What’s old is new again? In Vermont, one man is refurbishing payphones for people to use for free. Very cool. Debt isn’t old or new, but...

If you think originating a mortgage is complicated, try combining water rights, politics, and extinction. The nation of Azerbaijan is...

“The hardness of the butter is proportional to the softness of the bread.” Proportionality is important, whether in a restaurant or in a...

As has been the case most of summer, there were no shortage of headlines this week: namely, shifting rate dynamics, mounting political...

“Remember how when you were little you could just rip off your diaper and run around naked and everyone thought it was so cute and funny?...

Ten Keys to Survival 1. Preserve capital. 2. Maintain maximum liquidity. 3. If not profitable, cut expenses down to where you break even....