top of page
Tariffs: A Primer
There is obviously no tariff on lenders (lord knows we have enough financial hurdles), but tariffs do impact the supply and demand of...
Rob Chrisman
Dec 27, 2024
The ABC's of Mortgage Securities: A Primer
What’s the difference between government bonds and men? Bonds mature. Don’t worry… I won’t make your eyes glaze over. The question always...
Rob Chrisman
Dec 26, 2024
The Week Before Christmas: Mortgage Edition
'Twas the week before Christmas when all through the States, The market was slower, buyers wary of rates. Santa Powell made an...
Michael Metz
Dec 20, 2024
The Improbability of GSEs Exiting Conservatorship: A Structural and Political Analysis
The prospect of Fannie Mae and Freddie Mac (the GSEs) being released from U.S. government conservatorship and restored to their former...
Robbie Chrisman
Dec 19, 2024
🔮 Mortgage Industry Predictions for 2025
As we look ahead to 2025, the mortgage industry is poised for significant shifts driven by economic conditions, policy changes, and...
Rich Swerbinsky
Dec 12, 2024
In Volatile Times of Transition, the MSR Market Seeks to Both Safeguard Shareholder Value and Unlock its Potential
Hedging in the MSR Market: A Deep Dive into Strategies, Risks, and Emerging Best Practices The current landscape of the mortgage...
Dan Libby
Dec 10, 2024
Artificial Intelligence in the Mortgage Industry: Transforming the Landscape
The mortgage industry has long grappled with inefficiencies and high costs. Today, originating a single loan costs lenders over $10,000...
Diane Yu
Dec 10, 2024
What Homebuyers Need from the 2025 Tax Bill
By Morgan Wise, Chief Financial Officer at Atlantic Bay Mortgage Group The expiration of key provisions in the Tax Cuts and Jobs Act...
Morgan Wise
Dec 9, 2024
Leading the Charge: Advocating for Brokers and Consumers in the Mortgage Industry
As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...
Katie Sweeney
Dec 6, 2024
How to Get Ahead of Compliance in Q1 2025
By: John Haring, Head of Compliance at Wilqo As the lending landscape evolves, so do compliance challenges. To help lenders navigate...
John Haring
Dec 3, 2024
What It Takes to Be a Good Loan Originator
Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...
Anonymous Top Originator
Nov 26, 2024
Servicing Released Versus Retained Decision Making
As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...
Rob Chrisman
Nov 25, 2024
Thriving in the Digital Mortgage Age
By John Wines, Chief Strategy Officer at Atlantic Bay Mortgage Group The mortgage industry has undergone a technological transformation....
John Wines
Nov 25, 2024
Impacts of Trade, Policy, and Inflation on Mortgage Rates and the Housing Industry
The economic aftershocks of the COVID-19 pandemic, which have shaped both domestic and global markets over recent years, are gradually...
Robbie Chrisman
Nov 21, 2024
The President of the United States Doesn’t Set Rates
But policies impact them. Although the general population may not grasp that fact, those in our industry know better, or should. While...
Rob Chrisman
Nov 20, 2024
Why Consumer-Centric Product Management is Key to the Future of Mortgage Lending
While none of us possess a crystal ball, signs point to major transformation driven by a combination of higher-for-longer interest rates,...
Marvin Chang
Nov 18, 2024
MBS Settlements and Dollar Rolls
In the world of MBS, Class A and Class B dollar rolls happened this week. Class A, B, and C MBS (mortgage-backed securities) refer to the...
Robbie Chrisman
Nov 15, 2024
The Election is Over, the Die Has Been Cast
Neither candidate for president discussed the dire deficits facing the United States, nor did either talk about a reduction in spending....
Rob Chrisman
Nov 12, 2024


The AI Mortgage Landscape – The Risk Weighting of Incorporating AI into Your Company
Artificial Intelligence, or AI, is the new buzzword across the world, regardless of industry. This includes the U.S. mortgage...
Matthew VanFossen
Nov 8, 2024
Servicers Must Embrace Proactive Technology Based Customer Service in the Aftermath of Hurricanes Helene and Milton
Across the country, loan officers, lenders, servicers, and homeowners are facing the burden of what to do following the devastating...
Matt Tully
Oct 21, 2024
bottom of page




