My path into mortgage was not accidental, but it also was not linear. I was first exposed to the space as a student during the financial crisis, when I was studying real estate and working as a research assistant at a mortgage-focused research center. At that time, the work was closely tied to the government’s response to the crisis, which gave me an early appreciation for how central mortgage is to the broader economy. It is not just a financial product. It is a system that sits at the...

The mortgage industry is undergoing a long-overdue transformation. For decades, high origination costs, fragmented data systems, and...

Yesterday, Figure announced the formation of a new guarantor vehicle in partnership with major asset manager Sixth Street, marking a...