The announcement by the Trump Administration to potentially take Fannie Mae and Freddie Mac public has reignited a complex and often...

The Federal Reserve, the “central bank” of the United States, does not set mortgage rates. That said, mortgage rates do indeed tend to...

In a market where every lead feels harder to come by and conversions take longer; loan officers are looking for an edge that will not...

For decades, the mortgage industry's refi booms were predictable, secular events. A long-term downward trend in interest rates would...

In the mortgage industry, risk is a constant variable. Something that can be managed, or mitigated, but never eliminated. Amid the...

The summer slowdown is real.But someone forgot to tell Abdel Khawatmi . While many loan officers are sitting on the sidelines waiting for...

Jerome Powell’s latest press conference as Federal Reserve Chair was among the most combative of his tenure, marked by a barrage of...

I’ve seen this industry evolve through every imaginable market cycle.  But I believe we’re now in a fundamentally different era, one...

The residential mortgage market is operating in a fundamentally different environment compared to just a few years ago. Origination...

Spend enough time in one industry and you’ll likely see just about every shiny object come and go.  But I can tell you with confidence:...

The mortgage industry is undergoing a long-overdue transformation. For decades, high origination costs, fragmented data systems, and...

Throughout my career in the mortgage industry, I’ve watched strategies come and go.  Rate chasing. CRM drip campaigns. Lead buying.  But...

Last week news came out that the FHFA, which oversees Fannie Mae and Freddie Mac, will now allow lenders to use Vantage 4.0 score....

The discussion around privatizing Fannie Mae and Freddie Mac has resurfaced under President Trump’s second term, based on heightened...

It’s hard to tell if this is an article about mortgage tech or just me ranting about how expensive my kids are. Bill Maher joked, “I...

Loan Officer Compensation (LO Comp) reform isn’t just a policy debate. It’s a litmus test for whether our industry can move beyond...

Wesley Costello is the Executive VP of Sales Operations at AnnieMac Home Mortgage. Homebuyers Need Strategy and Preparation to Succeed In...

At the heart of mortgage lending is a simple axiom: the value of any loan rests on the quality of its collateral. For centuries, that...

You know what they say about July in this business. It's hot outside, but the pipeline’s cooling off. Interest rates aren’t dropping...

In the ever-evolving world of mortgage finance, marketing has undergone a transformation just as profound as the products and platforms...