Chrisman Commentary

Today's Commentary · September 1, 2026

Sep. 1: LO jobs; 2nd lien reverse, conversion, settlement tools; Bill Cosgrove on consolidation; F&F news; webcasts approaching

By Rob Chrisman

I don’t know where August went, but it went somewhere. We’re now two thirds of the way through the 3rd quarter of 2026. Lenders and vendors are adapting to a lackluster homebuying “season,” stubborn rates, and origination costs around $11k per loan. Lenders are trying to drive that cost down through higher pull through. Labor Day is next Monday, and “Talk Like a Pirate Day” is the 19th. Loan originators are watching demographics, people in their 20s, and are also following trends in the rental markets...

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Recent Commentary

Sep. 1: LO jobs; 2nd lien reverse, conversion, settlement tools; Bill Cosgrove on consolidation; F&F news; webcasts approaching

September 1

I don’t know where August went, but it went somewhere. We’re now two thirds of the way through the 3rd quarter of 2026. Lenders and vendors

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Thought Leadership

Sep. 1: LO jobs; 2nd lien reverse, conversion, settlement tools; Bill Cosgrove on consolidation; F&F news; webcasts approaching

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Sep 1 9.1.26 Fun With Numbers; Zillow’s Meg McGrath Vaccaro on Origination at Search; MSR Historicals

Aug 31 8.31.26 Fair Housing Update; Two Dots’ Henson Orser on Underwriting; Warsh’s Birdsong

Aug 28 8.28.26 Originators and Technology; Figure’s Alysse Guitar on Marketing; Jackson Hole Symposium

Thought Leadership

Recent Episodes

Sep 1 9.1.26 Fun With Numbers; Zillow’s Meg McGrath Vaccaro on Origination at Search; MSR Historicals

Aug 31 8.31.26 Fair Housing Update; Two Dots’ Henson Orser on Underwriting; Warsh’s Birdsong

Aug 28 8.28.26 Originators and Technology; Figure’s Alysse Guitar on Marketing; Jackson Hole Symposium

Aug 27 8.27.26 Industry Calendar; MIAC’s Dan Libby on MSR Analysis; Caution Abounds

Sep. 1: LO jobs; 2nd lien reverse, conversion, settlement tools; Bill Cosgrove on consolidation; F&F news; webcasts approaching

Aug. 31: LO, AE jobs, exec available; MERS, Reno, processing tools; STRATMOR on borrower behavior; Mormons & housing supply

Aug. 29: Opinions on current events (good and bad), UAD 3.6, Pulte, and rising rents; Saturday Spotlight: Advantage Partners Solutions

Aug. 28: U/W job; Education, underwriting, processing tools; Originators & tech; Gov’t program changes; STRATMOR tech survey

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