Today's Commentary · July 21, 2026

July 21: Tech, LO jobs; HELOC AI, doc analysis, home equity POS products; L1 rebrand; Delinquencies impact rates; live RESPA panel

People who say that residential lending and the state or federal governments aren’t intertwined have to look no further than the CFPB. My cat Myrtle was never much of a fan of the CFPB, probably because of the enforcement arm’s politically based pendulum. The CFPB’s new office spaces fit 550. There are 1,100 currently. They will get there? Theoretically only Congress can actually shut down the CFPB, in the Senate with 60 or more votes, and the CFPB is still functioning with a regulatory agenda… which...