“I was gonna tell a joke about time traveling. But you guys didn't like it.” It is hard to believe that 2026 is a third over, or that Top Gun debuted 40 years ago this month. Something else to note is that the use of down payment assistance has risen sharply over the past year and a half, especially among FHA borrowers. Participation has jumped from 7.5 percent at the start of 2025 to over 21 percent recently, near the highest levels in years, as high home prices and borrowin
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As an industry, we tend to care about interest rates, especially mortgage rates. (A recent STRATMOR piece is titled, “Mortgage Rates Are Not Random.”) But there is a group of people much less sensitive to rates and represent competition to lenders. All-cash home purchases have remained structurally elevated since early 2023, averaging 28 percent of existing home sales, well above the post-2015 norm of 23 percent, and consistently exceeding that benchmark since late 2022. Affl
“This is the 40th anniversary of the Chernobyl radiation disaster. I can count on one hand the number of times I’ve been there. It’s 11.” Ah, fun with numbers… The numbers are good at the Texas Mortgage Banker’s 110th Annual Convention in Austin, and the attendance is nearly 500. Attendance is solid at the simultaneous The Gathering. Rumors that all of them will be hopping on trains to attend next week’s Great River MBA Conference at The Peabody Hotel in Memphis, TN are unver
