MMI (Mobility Market Intelligence)
MMI delivers a connected ecosystem of mortgage technology solutions that help lenders grow production, retain borrowers, and deliver smarter, more personalized client experiences. Users of the MMI, Bonzo, and MonitorBase toolset gain real-time market intelligence, predictive borrower alerts, and AI-powered engagement tools to identify and act on opportunities faster. And launching soon, Pathways Home is a smart portal for homeowners to track their property, explore new homes, and plan their next move. Together, these solutions support the entire home buying and selling journey through one cohesive experience.
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MMI is transforming how mortgage professionals connect, compete, and grow through a unified platform of performance intelligence, borrower alerts, and engagement automation. Together with Bonzo, MonitorBase and Pathways Home, we provide a modern infrastructure for lenders, loan officers, and real estate professionals to engage borrowers across the entire lifecycle—from initial lead to loyal homeowner.
Our Mission
Our mission is to empower mortgage professionals and homeowners through a connected ecosystem of data, automation, and engagement—helping lenders grow, borrowers act with confidence, and relationships last beyond the loan.
Recruit smarter, grow referral networks, and benchmark performance.
MMI provides unmatched visibility into the mortgage market—tracking over 95% of U.S. production to help you identify top loan officers, evaluate referral relationships, and make data-driven growth decisions.
Engage and convert with personalized, high-impact outreach.
Bonzo drives real conversations that lead to real results through intuitive, compliant automation. Send timely, relevant messages via 10DLC-compliant SMS, voice, and email at scale, all designed for the mortgage journey.
Act early with predictive borrower intelligence.
MonitorBase surfaces borrower intent before they start shopping or apply—through credit triggers, listing activity, equity monitoring, and other signals that help you get ahead of the opportunity.
Deliver long-term value and deepen borrower relationships.
Pathways Home (launching soon) empowers homeowners with personalized insights about their home, finances, and next move—connecting them with your team earlier in the journey and keeping them engaged between transactions.
Audiences & Segments We Serve
Enterprise Mortgage Lenders
Retail, Wholesale, and Consumer Direct organizations seeking market intelligence, lead engagement, and borrower retention tools.
Independent Mortgage Brokers
Small-to-mid-size broker shops looking for predictive borrower alerts, automation, and efficient communication tools to compete at scale.
Loan Officers & Originators
Individual producers and teams who want to streamline outreach, deepen referral relationships, and track performance benchmarks.
Branch Managers & Area Sales Leaders
Leaders responsible for recruiting LOs, evaluating territory performance, and growing local market share.
LO Recruiting Teams
Teams focused on identifying and attracting high-performing loan officers using production data, referral analytics, and competitive insights.
Mortgage Marketing Teams
Teams seeking scalable, mortgage-specific CRM and campaign automation that enables personalized, compliant outreach.
Why It Matters
MMI’s connected ecosystem represents a step-change in how the mortgage industry operates. Instead of working across disjointed systems, lenders and loan officers now have the power to take action from one platform—with access to accurate production data, borrower intent signals, and built-in marketing tools.
Our goal is not just to inform, but to activate. By giving professionals the ability to respond to borrower signals with precision and speed—and by extending that experience to consumers through Pathways Home (launching soon)—we’re helping shape a more integrated, efficient, and human-centered future for mortgage lending.retention tools.
Highlights
The MMI ecosystem delivers a unified platform powering smarter growth, deeper engagement, and easier conversions through:
Data-Driven Decisions That Accelerate Performance
- Tracks 95%+ of U.S. mortgage production for recruiting and referral insights – via MMI
- Combines real-time alerts, predictive credit triggers, and relationship intelligence — via MMI + MonitorBase
Automated, Compliant Engagement at Scale
- Enables automated outreach via 10DLC-compliant SMS, voice, and email campaigns – via Bonzo
Proactive Borrower Discovery
- Surfaces borrower intent signals before they shop or apply – via MonitorBase
Staying Connected Through Every Stage of Homeownership
- Extends value to consumers across the homeownership journey – via Pathways Home (launching soon)
Details
Vendor Category
Data & Intelligence
Pricing Model
Subscription-Based Pricing
Overview
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Interested in learning how this solution can transform your mortgage business? Request more details to discover how it can streamline operations, improve efficiency, and integrate seamlessly with your existing workflow.
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Product comparison
MMI (Mobility Market Intelligence)
MortgageFlex Systems, Inc.
ServiceMac
Overview
MMI (Mobility Market Intelligence)
The Ultimate Lead to Loan Growth Platform™
MortgageFlex makes servicing retention possible with efficient, cost-effective, cloud-native servicing and default systems for servicers of any size. While the industry says you must be a specific size to handle servicing retention, we are changing that.
Mortgage subservicing powered by technology and professionals you trust. ServiceMac™ is focused on providing our clients and their customers with a best-in-class mortgage experience.
Highlights
The MMI ecosystem delivers a unified platform powering smarter growth, deeper engagement, and easier conversions through:
Data-Driven Decisions That Accelerate Performance
- Tracks 95%+ of U.S. mortgage production for recruiting and referral insights – via MMI
- Combines real-time alerts, predictive credit triggers, and relationship intelligence — via MMI + MonitorBase
Automated, Compliant Engagement at Scale
- Enables automated outreach via 10DLC-compliant SMS, voice, and email campaigns – via Bonzo
Proactive Borrower Discovery
- Surfaces borrower intent signals before they shop or apply – via MonitorBase
Staying Connected Through Every Stage of Homeownership
- Extends value to consumers across the homeownership journey – via Pathways Home (launching soon)
MortgageFlex has been in the LOS space for over 35 years and has evolved our Tech Stack 4 times. When we looked at the servicing space, we saw the opposite, dominated by 5o plus year old cobbled-together solutions that are keeping smaller lenders from entering the space and maintaining the subservicers' dominance by using the exact solutions. We are out to change the paradigm with the industry's first cloud-native servicing system. We are a complete end-to-end servicing system that is an FNMA/FMCC/GNMA investor-certified solution that was released in late 2022. When we looked at the space, we saw the needs were for a system that had the following six components built with the same DNA on the same normalized SQL database that were included in the base system, not expensive add-ons. They are:
Full Servicing
Full Default workflows following the GSE waterfalls for loss mitigation, foreclosure, and bankruptcy time management across all 50 states.
Full imaging/OCR
Borrower Portal
Built-in Report tools and 100% free real-time data access.
One-line Hardship Application Process in the borrower portal
ServiceMac is revolutionizing the mortgage subservicing industry. Key benefits of our subservicing solution include:
Access to full digital self-service capabilities.
Quality assurance, data management, and oversight with Sentry360™, our proprietary state-of-the-art, mortgage servicing platform with 2,100+ regulatory and quality rules that enables ServiceMac to monitor our full loan portfolio for adherence to applicable government, agency and business requirements every day to ensure we deliver exceptional service to customers and remain compliant.
Your company’s own private labeled, full-feature website and responsive mobile platform designed for easy customer self-service, including requesting draws for HELOCs.
Capital market efficiency with ServiceMac Exchange (SMX), our proprietary platform that facilitates efficient transfer and post-closing of MSR purchases and sales.
Best-in-class customer experience in the industry.
MMI (Mobility Market Intelligence)
Customer reviews
MMI (Mobility Market Intelligence)
MortgageFlex Systems, Inc.
ServiceMac
Reviews
Jake Perkins
May 29, 2025 at 3:52:11 PM
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Jake Perkins
May 29, 2025 at 3:51:46 PM
I really enjoyed working with the Stivot team. They helped provide clear direction and executed effectively on our vision.
April 4, 2025 at 10:06:01 AM
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April 4, 2025 at 10:05:45 AM
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