Regulation Central presented by Polunsky Beitel Green LLP closes out 2024 with a bang. Peter Idziak, Brian Levy, and Matthew VanFossen discuss the impact of the Department of Government Efficiency (DOGE) on the mortgage industry, dive into Rohit Chopra's bold leadership at the CFPB, and discuss the future of the bureau. They also examine the potential risks to fair lending if the GSEs are privatized and what’s next for servicing regulation in the evolving mortgage landscape.

This month on Regulation Central presented by Polunsky Beitel Green, Marty Green and Loretta Salzano join host Robbie Chrisman to explore what Trump’s election win means for the mortgage industry, including the FHFA, CFPB, and the Fed, and discuss the uncertainties around his policy decisions. Regulation Central is your essential guide to the latest regulatory developments in the mortgage industry. Join us on the third Tuesday of every month at 12p PT/3p ET for a break down of new policies, compliance requirements, and legislative changes impacting mortgage professionals. From updates on federal and state regulations to insights into industry best practices, Regulation Central ensures you stay informed and compliant.

Polunsky Beitel Green's Peter Idziak joins Brian Levy, Matthew VanFossen, and Robbie Chrisman on this month's Regulation Central to discuss using team names as DBAs, CFPB Director Chopra's comments about lenders being responsible for their AI chatbots, the first redlining settlement involving a credit union, and more.

Polunsky Beitel Green's Marty Green, Attorney Brian Levy, and Matthew VanFossen join host Robbie Chrisman for a roundtable discussion on the latest servicing regulations, CFPB consent orders, and remarks from CFPB Director Chopra. This show is presented by mortgagelaw.com

On the first episode of Regulation Central presented by Polunsky Beitel Green LLP, panelists Peter Idziak, Matt VanFossen, and Brian Levy join host Robbie Chrisman for a discussion on the CFPB inquiry into junk fees, what the November election means for mortgage rule-making authorities, the funding structure of the Federal Reserve, and early impacts of the NAR settlement going into effect. For more information on Polunsky Beitel Green, please visit mortgagelaw.com

On this month's Capital Markets Wrap presented by Polly, Rob Chrisman hosts a conversation with Ira Selwin, James Baublitz, and Marcus Lam, discussing key trends in the mortgage and capital markets. Mortgage Market Insights: Ira Selwin emphasizes adaptability in the current high-rate environment (7%–7.25%), where flexible lending is becoming essential. He advises lenders to focus on what they can control, like originations and recruitment, rather than predicting rates. He also underscores the importance of buying homes now, even if rates drop later. Education & Training: James Baublitz explains that the Academy attracts a diverse group of professionals, from loan officers to tech experts, all seeking to expand their secondary marketing and capital markets knowledge. He highlights the need for professionals to understand complex mortgage products, from servicing cash flows to MSRs. Technology in Training: Marcus Lam discusses Polly’s AI-powered tools that help mortgage professionals learn more effectively, offering interactive guides and personalized support. He humorously recalls a conference experience where he was distracted by a puppy event. M&A and Market Shifts: Rob Chrisman predicts an uptick in mergers and acquisitions in the mortgage space, driven by companies rethinking their strategies in response to the tough market conditions. The discussion highlights industry challenges like rate volatility, the importance of education, and how companies are leveraging technology and adaptability to succeed in a changing market.