“ What did they say? Can you rewind it?” Let’s start with something totally non-mortgage-related but applies to nearly each and every one of us. A new survey found that 34 percent of U.S. adults (including, somewhat counterintuitively, 40 percent of those aged 18 to 44) always or often use closed captions when watching television shows or movies. The accessibility setting has gone thoroughly mainstream, and young people adopting subtitles as the norm is an interesting wrink