Throughout my career in the mortgage industry, I’ve watched strategies come and go.  Rate chasing. CRM drip campaigns. Lead buying.  But...

Last week news came out that the FHFA, which oversees Fannie Mae and Freddie Mac, will now allow lenders to use Vantage 4.0 score....

It’s hard to tell if this is an article about mortgage tech or just me ranting about how expensive my kids are. Bill Maher joked, “I...

Loan Officer Compensation (LO Comp) reform isn’t just a policy debate. It’s a litmus test for whether our industry can move beyond...

Wesley Costello is the Executive VP of Sales Operations at AnnieMac Home Mortgage. Homebuyers Need Strategy and Preparation to Succeed In...

You know what they say about July in this business. It's hot outside, but the pipeline’s cooling off. Interest rates aren’t dropping...

In the ever-evolving world of mortgage finance, marketing has undergone a transformation just as profound as the products and platforms...

Mortgage lenders, ready for further adventures in the valley (of death), are at a crossroads.  Despite massive tech spends, they continue...

Let’s talk about the advice most homebuyers don’t  hear. When a renter becomes a homeowner, something fundamental shifts, or at least it...

With the foundational mission of Fannie Mae, Freddie Mac, and Ginnie Mae centered around expanding access to homeownership, especially...

We’re entering an inflection point in AI’s evolution: One where the hype begins to give way to real business transformation. Among the...

Deregulation may ease oversight, but it raises the stakes. Without the scaffolding of regulatory mandates, trust becomes the only real...

Last week, I had the opportunity to attend the MISMO Summit in Boston, a gathering of the brightest minds shaping the standards that...

Whether it’s $12 or $13k per loan, do you really think that you’re going to markedly lower the cost to produce a loan this quarter? Or...

This is the first installment of a weekly ‘check-in’ where I’ll be sharing actionable ideas to help Loan Officers build a stronger,...

The residential lending industry stands at a critical crossroads. Decades of traditional practices have left the mortgage process...

Rent Payment History is both willingness and ability to pay The best indicator of whether someone can repay a monthly mortgage payment is...

In the dynamic landscape of mortgage lending, managing rate lock renegotiations and early payoff scenarios is crucial for maintaining...

In today’s mortgage industry, the battle for borrower retention is increasingly being fought on the front lines of personal...

The 2025 NextGen Homebuyer Report, conducted in partnership with National MI, provides an in-depth analysis of the evolving homeownership...