In China, red symbolizes prosperity, protection, and welcoming energy, and so is a popular front door color for occupants, especially...

All eyes this week were on the Federal Reserve's September meeting. As expected, the Fed cut the federal funds rate by 25-basis points to...

As the final quarter of 2025 approaches, the single-family home market remains turbulent. A number of headwinds have defined 2025,...

For the markets, watching Powell’s presser was like watching a Spanish Soap Opera play out when the boyfriend barges in demanding answers...

Natural disasters are escalating, driving up costs and straining housing affordability. Erin Dee, Chief Operating Officer at InterLinc...

JPMorgan Chase, Citigroup, Wells Fargo and Bank of America, PNC Bank, N.A. and others announced a decrease in its prime lending rate to...

Today I find myself in Vancouver, WA, splendid in the autumn, to meet with various mortgage folks and especially the Banner Bank ...

If we take a stroll down memory lane, this time last year we found ourselves in a very similar position. The market had priced in a...

My cat Myrtle was always up for a battle with a lizard in the yard. On a larger scale, the ancient Chinese philosopher Sun Tzu said,...

For our Clients, Colleagues, and Friends, How much was the production income per loan over the past several years? We remind you that...

Margin matters… and depending on what type of margin you're referencing, it can mean different things to different people For instance,...

After years of mounting pressure and advocacy, the Homebuyers Privacy Protection Act (commonly referred to as the “trigger lead bill”)...

I’ve been tracking Kristin Messerli's NextGen HomeBuyer research for five years, and this year’s Financial Literacy Edition is the...

“Someone posted that they had just made synonym buns. I replied, ‘You mean just like the ones that grammar used to make?’ I am now...

“Many years ago, I loaned my girlfriend $100 sometime soon after we met. After 3 years, when I broke up with her, she returned exactly...

“Rob, we’ve said ‘no’ to more expansion possibilities than ever before. Are you hearing other lenders doing deep dives on LOs and...

I have good news for you: a complex mix of inflation data, labor market weakness, and shifting expectations around Federal Reserve...

“All I know is what I read in the papers,” Will Rogers quipped. In news in the papers from our Census Bureau, AI use at large companies...

“Rob, I hate it when mom and dad fight. Will this Pulte/Bessent, FHFA/Treasury tussle impact mortgage rates?” Probably not; it hasn’t so...