Predicting the future is always a challenge, and no one has the crystal ball to foresee exactly what will happen in 2025, especially when...

Buzzwords are like that random cousin at Thanksgiving—they crash the party, dominate the conversation, and leave you wondering if they're...

As we embark on a new year, it’s essential for decision makers at mortgage companies to focus on setting clear goals and aligning...

No one expects conventional conforming rates to drop if & when they leave conservatorship which they’ve been in for over 16 years. The...

When a borrower locks a rate with a lender, the lender promises to hold that rate for the borrower until the loan closes. But there is a...

There are many different ways to sell things: a lemonade stand, a flea market, through Target, or at an auction, to name but a few....

My wife and I took the kids to London for their winter break. As the English would say, the trip was “just lovely,” filled with trips to...

There is obviously no tariff on lenders (lord knows we have enough financial hurdles), but tariffs do impact the supply and demand of...

What’s the difference between government bonds and men? Bonds mature. Don’t worry… I won’t make your eyes glaze over. The question always...

'Twas the week before Christmas when all through the States, The market was slower, buyers wary of rates. Santa Powell made an...

The prospect of Fannie Mae and Freddie Mac (the GSEs) being released from U.S. government conservatorship and restored to their former...

As we look ahead to 2025, the mortgage industry is poised for significant shifts driven by economic conditions, policy changes, and...

Hedging in the MSR Market: A Deep Dive into Strategies, Risks, and Emerging Best Practices The current landscape of the mortgage...

The mortgage industry has long grappled with inefficiencies and high costs. Today, originating a single loan costs lenders over $10,000...

By Morgan Wise, Chief Financial Officer at Atlantic Bay Mortgage Group The expiration of key provisions in the Tax Cuts and Jobs Act...

As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...

By: John Haring, Head of Compliance at Wilqo As the lending landscape evolves, so do compliance challenges. To help lenders navigate...

Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...

As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...

By John Wines, Chief Strategy Officer at Atlantic Bay Mortgage Group The mortgage industry has undergone a technological transformation....