Last May, on the heels of the CFPB’s appropriation case being upheld by the Supreme Court,[1] I agreed with the Mortgage Banking...

Facebook’s Mark Zuckerberg popularized the ‘tech bro-ish’ saying, “ Move fast and break things ”, but it has clearly been adopted by Elon...

Let’s go DOGE! Now that the Inauguration is over ( and Vivek Ramaswamy has apparently resigned ), I owe Elon Musk and the Department of...

Happy holidays from CFPB? With the holidays falling mid-week, I had expected a quiet year end where I could put these Musings away for a...

The Department of Government Efficiency More often than not, I write this cynical and often sarcastic blog to complain about inefficient...

Enforcement’s Failure I have written numerous times about the failure of 50 years of fair lending enforcement to move the needle for...

Chopra says "lawyers are leeches" In what was billed as a “fireside chat”[1] at a consumer law conference hosted by the University of...

If you truly believe in competitive markets and seek to lower mortgage costs, repeal the LO Comp Rule.   "Mr. Chopra, tear down this wall...

Lots of folks in the residential real estate business had August 17, 2024, circled on their calendars.[1] That was the day that the...

But first, a short poem. Politics BY WILLIAM BUTLER YEATS (1938)          ' in our time the destiny of man presents its meanings in...

How did you celebrate the 4th? Like me on the Fourth of July, I'm sure you celebrated our annual homage to freedom by re-reading the U.S....

June 19, 2024 Brian S. Levy For a fleeting moment at the beginning of Rohit Chopra’s tenure as CFPB Director, I believed that the new...