
TransUnion
TransUnion helps mortgage lenders assess risk, verify consumers and support confident decisioning using industry‑leading credit data and analytics. Across origination, underwriting and portfolio management, our solutions enhance borrower experiences by powering faster decisions with streamlined workflows while also helping manage risk.TransUnion helps mortgage lenders assess risk, verify consumers and support confident decisioning using industry‑leading credit data and analytics. Across origination, underwriting and portfolio management, our solutions enhance borrower experiences by powering faster decisions with streamlined workflows while also helping manage risk.
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Helping lenders move forward with confidence
TransUnion is a global information and insights company focused on helping mortgage lenders make informed, responsible decisions. By bringing together rich data assets, analytics and technology, we help add clarity at critical moments in the loan lifecycle, supporting both risk management and access to credit.
Mortgage solutions designed for today’s market
We support mortgage and home equity lenders with solutions that address key needs across origination, underwriting and portfolio management, including:
- Credit data and scores to help inform borrower eligibility and pricing decisions
- Alternative data and property insights to help expand your lending universe and personalize marketing
- Verification solutions for income, employment, assets and identity
- Fraud and risk insights to help identify potential risk and anomalies
- Identity-driven marketing capabilities to help optimize your acquisition efforts
- Analytics and decisioning tools to support underwriting efficiency and portfolio monitoring
Our solutions are delivered through scalable, API‑driven technology designed to integrate smoothly into lender systems and workflows.
Deep mortgage and financial services expertise
TransUnion works with a broad range of mortgage lenders, including banks, credit unions, independent mortgage banks and emerging digital lenders. Our experience across credit, identity, fraud and analytics enables us to support lenders operating in an evolving and highly regulated environment.
Differentiated by data, analytics and trust
What sets TransUnion apart is our combination of proprietary data, advanced analytics and a strong foundation in privacy, security and regulatory compliance. Our solutions are built to help lenders balance speed, risk management and borrower experience without compromising trust.
Learn more
To explore how TransUnion can support more confident mortgage decisioning, we invite you to connect with our team to learn more about our mortgage solutions.
Highlights
- Support borrower risk assessment with trusted, compliant credit data and scores
- Streamline verification of income, employment, assets and identity to help reduce friction
- Enable more informed underwriting and portfolio strategies with advanced analytics
- Help lenders manage fraud risk and regulatory requirements across the mortgage lifecycle
- Delivered through scalable, API‑driven solutions designed to integrate into existing workflows
- Trusted by banks, credit unions, independent mortgage banks and digital lenders
Details
Vendor Category
Credit Services
Pricing Model
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Overview
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Interested in learning how this solution can transform your mortgage business? Request more details to discover how it can streamline operations, improve efficiency, and integrate seamlessly with your existing workflow.
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Product comparison

TransUnion
SettlementOne Credit & Verifications
Advantage Credit, Inc.
Overview
TransUnion helps mortgage lenders assess risk, verify consumers and support confident decisioning using industry‑leading credit data and analytics. Across origination, underwriting and portfolio management, our solutions enhance borrower experiences by powering faster decisions with streamlined workflows while also helping manage risk.TransUnion helps mortgage lenders assess risk, verify consumers and support confident decisioning using industry‑leading credit data and analytics. Across origination, underwriting and portfolio management, our solutions enhance borrower experiences by powering faster decisions with streamlined workflows while also helping manage risk.
Helping mortgage lenders reduce risk, improve the borrower experience, and control costs for 25+ years.
Advantage Credit takes great pride in helping their customers: Grow Their Business, Improve Their Closing Ratios, and Enhance Their Value.
Highlights
- Support borrower risk assessment with trusted, compliant credit data and scores
- Streamline verification of income, employment, assets and identity to help reduce friction
- Enable more informed underwriting and portfolio strategies with advanced analytics
- Help lenders manage fraud risk and regulatory requirements across the mortgage lifecycle
- Delivered through scalable, API‑driven solutions designed to integrate into existing workflows
- Trusted by banks, credit unions, independent mortgage banks and digital lenders
- People First Philosophy – Personalized service focused on the lender’s perspective and borrower experience.
- Comprehensive Credit & Verification Services – Covering the entire mortgage lifecycle: pre-approval, application, processing, underwriting, closing, and post-close.
- Best-in-Class Technology – Provider-agnostic integrations with leading POS, LOS, and QC systems.
- Flexible Pricing & Bundles – Innovative credit, hybrid, and closed-loan bundles designed to maximize cost recovery.
- Deep Industry Expertise – Over 25 years of trusted service to lenders nationwide.
We offer more than just credit reports, Advantage Credit offers a plethora of credit reporting services such as: credit verification services, tax transcripts, rescore services, undisclosed debt monitoring, automated valuation, flood zone determination, disclosure compliance trended credit data, liens and judgments reports, business credit reports, and lead generation. We also offer outside the box services such as Monitoring Advantage, our proprietary client retention program.

