Stivot Consulting

What We Do

• Customer Experience
• Back Office
• Expert Counselling
• Digital Foundry

How We Deliver Value

• Mortgage Expertise: With over 200 years of combined leadership experience in the mortgage industry, we understand the details that matter. Our solutions are tailored, not one-size-fits-all. We deeply understand industry dynamics, market trends, and regulatory changes. Leveraging a consultative approach and a proven track record, we design compliant, modernized operations that boost agility, elevate performance, and unlock value at every stage.
• Embedded Transformation for Sustainable Efficiencies: Moder is more than just an execution partner - we are transformation enablers. Our approach combines skilled talent with automation, AI, and intelligent process design to deliver measurable and lasting impact.
• Licensing and Regulatory Strength Across Global Delivery Centers: With licenses in four countries and across delivery locations, Moder provides unmatched geographical flexibility, scalability, and risk mitigation to our clients. Our extensive licensing includes SAFE Act and Collections licenses, and we ensure compliance with all applicable state and federal data protection regulations.

Why Choose Moder

• Purpose-Built for Mortgage
  With decades of collective leadership experience in the mortgage industry, we understand the details that matter. Our solutions are thoughtfully tailored—not one-size-fits-all.
• People + Tech, Working Together
  We combine skilled talent with automation and AI to deliver real impact. It's not about replacing people—it’s about empowering them to do more valuable work.
• Value-First Approach
  We start with initiatives that deliver quick wins and long-term value. Whether you're looking to cut costs, reduce turn times, or scale with confidence, we align with your priorities from day one.
• Flexible, Scalable, Reliable
  Whether you’re navigating a market shift or preparing for your next phase of growth, Moder evolves with you. Our delivery model is built to scale—and built to last.

More than just a service provider, we act as an extension of your team, bringing insights, innovation, and execution together in one seamless experience.

• Brings all critical closing services into a single platform where lenders and servicers can instantly order from and communicate with partners, and exchange data from each parties’ system of record.
• The rules-based platform features comprehensive, client-configurable product selection, data aggregation, as well as centralized ordering.
• No longer will you need to access a third-party website for each service ordered, nor re-key critical loan or product data into the order or into the loan file.
• There’s an Exchange solution for every closing step.
• Encrypted data is sent securely with a push of a button so there’s no need to worry if you missed an email or phone call. All information is pushed into your system of record and is available instantly.