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Polly

Built with patent‑pending technology to solve the core limitations of legacy pricing engines, Polly is designed to maximize margins and facilitate speed, accuracy, and confidence across all loan pricing and lock processes.

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Overview
Secondary Marketing Providers (PPE, Hedging)

Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry's only cloud-native, commercially scalable product, pricing, and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity, and scalability. 


Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. To learn more, follow Polly on LinkedIn or visit www.polly.io.

Highlights

At Polly, our long-term vision is to help reduce the cost of originating a mortgage. Today, we do that through a series of platform capabilities, including but not limited to:

  • Product, pricing, and eligibility (PPE) engine
  • Mobile lock
  • Lock desk automation
  • AI-driven workflow optimization for loan officers
  • Built-in compliance testing
  • Data and analytics

Details

Vendor Category

Secondary Marketing Providers (PPE, Hedging)

Pricing Model

Subscription-Based Pricing

Works well with

Polly

Overview

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Interested in learning how this solution can transform your mortgage business? Request more details to discover how it can streamline operations, improve efficiency, and integrate seamlessly with your existing workflow.

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Product Comparison

Product comparison

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Polly

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Vice Capital Markets

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Mortgage Capital Trading

Overview

Built with patent‑pending technology to solve the core limitations of legacy pricing engines, Polly is designed to maximize margins and facilitate speed, accuracy, and confidence across all loan pricing and lock processes.

Your trusted partner in hedging for three decades.

Your Trusted Capital Markets Partner

Highlights

At Polly, our long-term vision is to help reduce the cost of originating a mortgage. Today, we do that through a series of platform capabilities, including but not limited to:

  • Product, pricing, and eligibility (PPE) engine
  • Mobile lock
  • Lock desk automation
  • AI-driven workflow optimization for loan officers
  • Built-in compliance testing
  • Data and analytics

· Delivered best-execution outcomes on over $1 trillion in MBS and mortgage trades

· Creator of ViceEx, a proprietary platform for optimizing loan sale execution.

· Maintains over 95% client retention despite intense market shifts and M&A activity.

· Average trader experience exceeds 10 years, ensuring seasoned market guidance.

· Thought leader in capital markets—offering free industry resources, white papers, and educational webinars.

· Vice’s expansion is rooted in referral-based growth, a testament to the trust Vice has earned across the industry.

MCT Delivers for Mortgage Originators, Investors, and Partners

  • Profitability: $505k average client savings in the previous quarter
  • Efficiency: 12 hours saved per month
  • Confidence: 22 years of trusted services
  • Knowledge: 200+ aerticles and webinars
  • A Better Market: 72 software enhancements in 2024
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