
Polly
Built with patent‑pending technology to solve the core limitations of legacy pricing engines, Polly is designed to maximize margins and facilitate speed, accuracy, and confidence across all loan pricing and lock processes.
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Polly has pioneered the next generation of mortgage capital markets technology with its cutting-edge, data-driven platform. Its enterprise-grade solutions, including the industry's only cloud-native, commercially scalable product, pricing, and eligibility (PPE) engine and first-of-its-kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best-in-class innovation that enables unlimited configurability, flexibility, granularity, and scalability.
Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. To learn more, follow Polly on LinkedIn or visit www.polly.io.
Highlights
At Polly, our long-term vision is to help reduce the cost of originating a mortgage. Today, we do that through a series of platform capabilities, including but not limited to:
- Product, pricing, and eligibility (PPE) engine
- Mobile lock
- Lock desk automation
- AI-driven workflow optimization for loan officers
- Built-in compliance testing
- Data and analytics
Details
Vendor Category
Secondary Marketing Providers (PPE, Hedging)
Pricing Model
Subscription-Based Pricing
Overview
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Product comparison

Polly

Wilqo

Evolve Mortgage Services
Overview

Polly
Revolutionizing Mortgage Capital Markets
Your POS, LOS, AI-Driven Workflows, Business Intelligence, and more, all in one innovative platform.
Your trusted partner for onshore, outsourced mortgage operations with 25+ years of experience
Highlights
At Polly, our long-term vision is to help reduce the cost of originating a mortgage. Today, we do that through a series of platform capabilities, including but not limited to:
- Product, pricing, and eligibility (PPE) engine
- Mobile lock
- Lock desk automation
- AI-driven workflow optimization for loan officers
- Built-in compliance testing
- Data and analytics
- POS and LOS functionality in one platform: No bolted-on solutions requiring uploading and downloading of information; borrower is active in the same space as the rest of the organization; reduced admin.
- Embedded Business Intelligence: proactively address small issues and identify the next areas of improvement without having to leave the platform!
- Dynamic, modern UX: easy on the eyes for your borrowers and internal team members! Our workflows only show users what's needed based on their role, less noise results in faster decision making.
- Parallel Activity Workflows: Multiple people can work on different parts of the loan at the same time via activities! When work becomes available, the next resource who is available can start!
- Configurable Workflows: Stay with traditional roles or move to an efficient activity-based queue. No need for new tech to do both.
- Proactive Compliance: Integrated disclosures and compliance timers allow you to stay on track without manual oversight
- Speed: did we mention our software is LIGHTNING FAST!? Instantaneous screen loads... get your head into the loan in seconds... enjoy the ride!
- Contract underwriting
- Closed loan reviews and due diligence
- TPR Reviews
- Approved by all major rating agencies for RMBS third-party reviews
- Quality guaranteed and backed by Lloyds of London insurance policy
- Brooks Systems - digital compliance since 1983

Polly
Customer reviews

Polly

Wilqo

Evolve Mortgage Services
Reviews
June 10, 2025 at 2:23:27 AM
Test review 2
June 10, 2025 at 2:23:03 AM
Test review
Jake Perkins
May 29, 2025 at 3:52:11 PM
test
Jake Perkins
May 29, 2025 at 3:51:46 PM
I really enjoyed working with the Stivot team. They helped provide clear direction and executed effectively on our vision.