MOZAIQ

Introduction

MOZAIQ is the leader in Agentic Mortgage AI, automating end-to-end loan fulfillment for mortgage lenders. Our platform blends mortgage industry experience with production-grade AI solutions. From loan setup through investor loan delivery, MOZAIQ covers the full lifecycle on one platform: one data layer, one orchestration engine, one partner. 

Product Offerings (Core Services & Solutions)

The MOZAIQ platform automates processes across the entire mortgage fulfillment lifecycle—from loan setup through underwriting, funding, closing, and post-closing. The solutions are offered via a flexible, per-loan pricing model with zero upfront costs.

The MOZAIQ automation solutions, easily configured to suit each client’s mortgage origination processes, technology environment, and risk and security requirements, include:

• Loan Setup: Assembles complete, validated loan files before the underwriter ever opens the file — cutting clear-to-close timelines by 70%.
• Appraisal Review: Automates appraisal analysis so your underwriters get cleaner inputs and make faster decisions — reducing appraisal review time from 30 minutes to 5 minutes.
• Underwrite Assist: Resolves conditions before the underwriter opens the file, automating up to 80% of the routine task load so the team focuses on credit decisioning, not mundane work.
• Closing and Funding: Automation that catches the errors that cause funding delays and trigger penalties — before the loan is funded.
• Post Close: Identifies post-closing defects that may trigger investor kickbacks and repurchase demands, flagging mismatches, missing documents, and compliance gaps.
• Loan Delivery: Automates the entire loan delivery process to the investor, reducing post-close manual workload by up to 75% and doubling delivery capacity.

Client Success and Case Study

MOZAIQ works with three of the top ten US mortgage lenders, including TLS and PRMG. A case study on how TLS became the fifth largest wholesale lender can be found here.

Key Differentiators

• End-to-End Automation: MOZAIQ covers the full end-to-end mortgage origination lifecycle—eliminating the need for multiple vendors and fragmented point solutions.
• Rapid Deployment: Our pre-configured solutions go live fast—often in under four weeks—delivering immediate, measurable results.
• Transparent, Usage-Based Pricing: No annual licensing or setup fees. You pay only for what you use: per transaction (loan). That’s it.
• Managed Services Included: 24/7 support, upgrades, and maintenance are built in—so you can focus on lending, not IT upkeep.
• Deep Mortgage Expertise: With 25+ years of experience, our team understands your challenges—scaling operations, improving margins, cutting underwriting time, and enhancing loan quality.
• Built-In Innovation: From RPA and ML to Generative AI, MOZAIQ continually integrates the latest automation tech—so you don’t have to.

To learn more about how MOZAIQ can help you achieve rapid business benefits with mortgage automation, contact our team at info@mozaiq.ai, or visit us at www.mozaiq.ai.