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MeridianLink

MeridianLink® Mortgage delivers configurable, comprehensive lending technology that lets you scale on your terms. With built-in tools, seamless integrations, and expert support, we help lenders cut costs, streamline operations, and deliver a superior borrower experience.

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Overview
Loan Origination Software (LOS)

MeridianLink Mortgage delivers a configurable, comprehensive mortgage lending platform that adapts to your workflows and scales with your business. You can leverage our full technology stack or selectively integrate your preferred POS, PPE, BI, and other tools through our extensive partner marketplace — providing flexibility without sacrificing efficiency. Backed by 25+ years of innovation, with native tools for pricing, POS, document management, and versatile web portals, plus open APIs and seamless integrations, MeridianLink Mortgage is purpose-built for lenders ready to grow on their terms.

 

By reducing total cost-of-ownership, streamlining operations, and accelerating application-to-decision times, our platform has helped customers deliver measurable results, including:


  • Reducing  mortgage closing costs by 50%

  • Shortening the purchase-money loan cycle by 5–6 days

  • Processing applications 56% faster than the industry average

  • Consolidating 13 different lending systems into a single, powerful platform


These efficiencies allow lenders to pass savings directly to borrowers, offering lower fees, more competitive rates, and a smoother mortgage experience.

 

MeridianLink’s advantage extends beyond technology to expert guidance and support. Our U.S.-based team brings decades of experience across the mortgage technology landscape to help you modernize workflows, increase mortgage team satisfaction, and elevate the borrower experience.


That’s why more banks, credit unions, and IMBs choose MeridianLink Mortgage: to scale smarter, reduce costs, and grow with confidence.

 

Highlights

Chosen by over 2,000 financial institutions and backed by 25+ years of innovation, MeridianLink Mortgage is the trusted platform for lenders ready to grow with confidence. Our platform enables you to:

  • Unify the borrower journey with connected Mortgage and Consumer LOS solutions, integrated core booking, and prefilled applications.
  • Extend your digital lending ecosystem through access to hundreds of partner integrations, powering the end-to-end mortgage process from application to close.
  • Customize workflows seamlessly using no-code screen builders, custom fields, and business rules tailored to your operations.
  • Turn mortgages into lasting relationships with post-closing cross-sell capabilities for credit, deposit, and loan products.
  • Optimize pricing with precision using our native PriceMyLoan® engine, including rate option evaluation, automated MI and fee quoting, QM compliance checks, and advanced comparison reports.
  • Enhance collaboration and borrower experience through Mortgage Access, a configurable, integrated point-of-sale platform for borrowers and loan officers.
  • Empower brokers with self-service tools via a built-in TPO portal to price, create, import, and manage loans efficiently.
  • Simplify document management with a native eDoc system to share, edit, package, and upload documents seamlessly.
  • Access responsive U.S.-based support through phone, chat, web, or ticketing system, plus a self-service knowledge base.
  • Augment your team with expert administrators using Admin Pro for Mortgage, providing additional support whenever needed.
  • Leverage a high-performance, multi-tenant SaaS platform for agile development and consistent performance across clients.
  • Deploy quickly and operate anywhere with a 100% cloud-native solution that is lightweight to implement, access, and maintain.

Details

Vendor Category

Loan Origination Software (LOS)

Pricing Model

Usage-Based (Metered) Pricing

Works well with

Overview

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Interested in learning how this solution can transform your mortgage business? Request more details to discover how it can streamline operations, improve efficiency, and integrate seamlessly with your existing workflow.

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Product Comparison

Product comparison

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MeridianLink

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Empower Loan Origination Solution by Dark Matter Technologies

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ICE Mortgage Technology

Overview

MeridianLink® Mortgage delivers configurable, comprehensive lending technology that lets you scale on your terms. With built-in tools, seamless integrations, and expert support, we help lenders cut costs, streamline operations, and deliver a superior borrower experience.

Empowering the mortgage industry to achieve more.

Innovation Happens Here

Highlights

Chosen by over 2,000 financial institutions and backed by 25+ years of innovation, MeridianLink Mortgage is the trusted platform for lenders ready to grow with confidence. Our platform enables you to:

  • Unify the borrower journey with connected Mortgage and Consumer LOS solutions, integrated core booking, and prefilled applications.
  • Extend your digital lending ecosystem through access to hundreds of partner integrations, powering the end-to-end mortgage process from application to close.
  • Customize workflows seamlessly using no-code screen builders, custom fields, and business rules tailored to your operations.
  • Turn mortgages into lasting relationships with post-closing cross-sell capabilities for credit, deposit, and loan products.
  • Optimize pricing with precision using our native PriceMyLoan® engine, including rate option evaluation, automated MI and fee quoting, QM compliance checks, and advanced comparison reports.
  • Enhance collaboration and borrower experience through Mortgage Access, a configurable, integrated point-of-sale platform for borrowers and loan officers.
  • Empower brokers with self-service tools via a built-in TPO portal to price, create, import, and manage loans efficiently.
  • Simplify document management with a native eDoc system to share, edit, package, and upload documents seamlessly.
  • Access responsive U.S.-based support through phone, chat, web, or ticketing system, plus a self-service knowledge base.
  • Augment your team with expert administrators using Admin Pro for Mortgage, providing additional support whenever needed.
  • Leverage a high-performance, multi-tenant SaaS platform for agile development and consistent performance across clients.
  • Deploy quickly and operate anywhere with a 100% cloud-native solution that is lightweight to implement, access, and maintain.

Empower replaces linear milestones with data-driven tasking that responds to real-time loan changes. By assigning dynamic tasks to the right resource with the right skills at the right time, your team works more efficiently and your pipeline propels itself towards funding. Add to that full control over how it’s configured and you’ve just gained capacity for what’s next.

  • Exception-Based Workflows: Focus your team only where human attention is needed. With real-time automation your tasks and conditions update dynamically as loan data changes.
  • Role-Based Point of Sale: Deliver a seamless experience for borrowers, brokers, and loan officers. Real-time access is embedded directly into Empower, so every user sees exactly what they need.
  • Open Architecture: Adapt pricing, workflows, and documents to your model. Empower gives you full control with essential tools and an open API ecosystem to develop your ideal LOS.

 

Featured Products

  • MSP® Mortgage Servicing System: Loan servicing system to support both mortgage and home equity loans

  • Encompass®: Eliminate complexities and lower the cost of lending and investing at scale

  • ICE Surefire: Helps mortgage professionals win new business, drive repeat business and earn referral business

  • ICE®: Data & Document Automation: Accelerate loan operations and automate traditionally manual activities associated with the loan review process.

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