Informative Research
Informative Research is a leading provider of credit and verification services, helping lenders and mortgage professionals streamline the loan process with innovative data solutions.
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At Informative Research, our mission is to empower lenders and mortgage professionals with innovative, data-driven solutions that streamline the loan process, reduce costs, and improve the borrower experience. With over 75 years of industry leadership, we’re proud to be a trusted partner for thousands of lending institutions nationwide.
What We Do
We provide comprehensive credit and verification services that help lenders make informed decisions, maintain compliance, and create efficient workflows. Our services include:
- Credit reporting and monitoring
- Automated income and asset verification through AccountChek®
- Employment and income verifications
- Flood, fraud, and identity verification
- Tax transcript (4506-C), 8821 and SSA-89 services
- Account Refresh and Mortgage Refresh for updated borrower data
Who We Serve
Informative Research serves a diverse range of clients, including mortgage lenders, banks, credit unions, and fintech companies. We understand the complexities of the lending industry and tailor our solutions to meet each client’s unique needs.
Our Solutions
Our solutions are designed to integrate seamlessly with major loan origination systems like ICE’s Encompass, supporting better lending decisions and driving operational efficiency. Our Credit Platform reduces unnecessary pulls and optimizes credit spend. Additionally, our Mortgage Verification Platform automates verifications to reduce manual work and shorten processing times.
Key Accomplishments
- Trusted by hundreds of lenders, including many top national banks and mortgage companies.
- Recognized for our innovation in verification and credit solutions, including the roll-out of FICO 10T scoring models.
- Delivering cost savings and improved accuracy for lenders through advanced automation and data insights.
Proven Impact
In one notable case study, a national mortgage lender integrated our AccountChek® verification solution and reduced loan processing time by several days while increasing borrower satisfaction scores. Another client leveraged our Mortgage Refresh and Account Refresh services to proactively manage borrower credit data, leading to improved portfolio performance and better risk assessment.
At Informative Research, we’re more than just a data provider—we’re a partner committed to helping you lend smarter, faster, and with greater confidence.
Highlights
- Comprehensive credit and verification services that accelerate loan processing and reduce costs.
- Credit Platform designed to reduce inefficiency, eliminate unnecessary pulls, improve borrower retention, and lower total credit costs.
- Seamless integrations with major LOS platforms, including ICE’s Encompass, ensuring smooth workflows.
- Cutting-edge solutions like AccountChek® for automated income and asset verification.
- A robust Mortgage Verification Platform that automates and streamlines verification processes.
- Trusted by thousands of lenders nationwide for over 75 years.
- Focused on delivering data-driven insights to support better lending decisions.
- Dedicated support and flexible solutions tailored to meet each client’s needs.
Details
Vendor Category
Credit Service
Pricing Model
Usage-Based (Metered) Pricing
Works well with
Overview
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Product comparison
Informative Research
Advantage Credit, Inc.
Overview
Informative Research is a leading provider of credit and verification services, helping lenders and mortgage professionals streamline the loan process with innovative data solutions.
Advantage Credit takes great pride in helping their customers: Grow Their Business, Improve Their Closing Ratios, and Enhance Their Value.
Highlights
- Comprehensive credit and verification services that accelerate loan processing and reduce costs.
- Credit Platform designed to reduce inefficiency, eliminate unnecessary pulls, improve borrower retention, and lower total credit costs.
- Seamless integrations with major LOS platforms, including ICE’s Encompass, ensuring smooth workflows.
- Cutting-edge solutions like AccountChek® for automated income and asset verification.
- A robust Mortgage Verification Platform that automates and streamlines verification processes.
- Trusted by thousands of lenders nationwide for over 75 years.
- Focused on delivering data-driven insights to support better lending decisions.
- Dedicated support and flexible solutions tailored to meet each client’s needs.
We offer more than just credit reports, Advantage Credit offers a plethora of credit reporting services such as: credit verification services, tax transcripts, rescore services, undisclosed debt monitoring, automated valuation, flood zone determination, disclosure compliance trended credit data, liens and judgments reports, business credit reports, and lead generation. We also offer outside the box services such as Monitoring Advantage, our proprietary client retention program.
Informative Research
Customer reviews
Informative Research
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