
Friday Harbor
Friday Harbor is an AI Originator Assistant that helps lenders assemble clean, compliant, and fully underwritten loan files—faster. Purpose-built for production teams, Friday Harbor reads borrower documents in real time, anticipates conditions, and guides loan officers through complex scenarios with the expertise of a seasoned underwriter.
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OUR MISSION
Pioneering unparalleled artificial intelligence for modern lending: Powering instant decisions and streamlining the complete origination journey.
CASE STUDY
Challenge: Building a mortgage operation from scratch
In late 2024 Partners Bank made a strategic move to diversify its offerings by launching a mortgage division—the first in the bank’s 85-year history. With limited resources and no room for inefficiency, manual processes like underwriting, document review and guideline interpretation posed a threat to both speed and scalability. The bank needed a solution that could spot risks early, simplify deal structuring and give originators real-time visibility into borrower conditions—all without adding headcount.
Solution: Friday Harbor’s AI-powered Originator Assistant
To meet the demands of a startup operation with enterprise-grade expectations, VP of Mortgage Jim Carroll turned to Friday Harbor. “It’s an LO assistant, an underwriting guide and a compliance checker rolled into one,” says Carroll.
Results: Faster closings, fewer errors and scalable growth
- Home loans closed in as a few as 7 days
- More underwriting capacity without more headcount
- Improved borrower trust and transparency
KEY DIFFERENTIATORS
Finally, AI that’s made to handle the messiness of the real world
Other tools break down on anything but plain vanilla products. Friday Harbor delivers squeaky-clean files every time, for any loan.
- Get applications from intake to clear-to-close days faster
- Catch and fix file issues up front, before they go to underwriting
- Increase volume per FTE across your fulfillment team
Find out what Friday Harbor can do for you.
Request a personalized demo today by visiting fridayharbor.ai.
Highlights
- Gets applications from intake to clear-to-close days faster
- Catches and fixes file issues up front, before they go to underwriting
- Increases volume per FTE across your fulfillment team
- Supports all lender and investor overlays, no coding required
- Integrates with Encompass® from Ice Mortgage Technology using the latest Developer Connect API framework
- Compatible with any LOS or POS via open APIs
Details
Vendor Category
AI Tools and Robotic Process Automation (RPA)
Pricing Model
Usage-Based (Metered) Pricing
Works well with
Overview
Get More Information
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Product comparison

Friday Harbor
Marr Labs
Guideline Buddy
Overview
Friday Harbor is an AI Originator Assistant that helps lenders assemble clean, compliant, and fully underwritten loan files—faster. Purpose-built for production teams, Friday Harbor reads borrower documents in real time, anticipates conditions, and guides loan officers through complex scenarios with the expertise of a seasoned underwriter.
Supercharge your mortgage sales pipeline with AI-powered voice agents built for lenders.
The Answer to Underwriting Guideline Questions
Highlights
- Gets applications from intake to clear-to-close days faster
- Catches and fixes file issues up front, before they go to underwriting
- Increases volume per FTE across your fulfillment team
- Supports all lender and investor overlays, no coding required
- Integrates with Encompass® from Ice Mortgage Technology using the latest Developer Connect API framework
- Compatible with any LOS or POS via open APIs
- Delivered a 99%+ task completion rate and handled millions of calls, ensuring dependable support and sales coverage for mortgage lenders.
- Reduced borrower call abandonment by engaging leads within one second using human-like, AI-powered voice conversations.
- Optimized lead qualification, appointment setting, and data capture through seamless integration with major CRMs and loan origination systems—no technical expertise required.
- Powered regulatory compliance and enterprise-grade security, with SOC 2-compliant processes and zero data exposure to third parties.
- Launched pilots in two to four weeks, enabling rapid deployment and measurable ROI without vendor lock-in or disruptive system changes.
- Lowers operational costs by up to 30% for clients while freeing staff to focus on high-value, revenue-generating activities.
- Get instant, AI-powered answers to underwriting questions, eliminating delays and guesswork.
- Keep your team aligned with centralized, always up-to-date guideline knowledge.
- Access accurate guidance across Conforming, FHA, VA, USDA, and Non-QM loans.
- Reduce costly errors and loan buybacks with built-in investor overlays.
- Accelerate loan pipelines while boosting productivity and measurable ROI.
- Simplify complex underwriting rules with an intuitive, conversational interface.
- Equip every role across the organization with reliable guideline support.
Friday Harbor
Customer reviews
Friday Harbor
Marr Labs
Reggora
Reviews
October 15, 2025 at 5:21:09 PM
Great System! Best Kept secret in Mortgage Point of Sale !
Charlie Nguyen
June 13, 2025 at 7:50:35 AM
Abc Abc
Charlie Nguyen
June 13, 2025 at 7:27:13 AM
Test review 3
1
June 10, 2025 at 2:23:27 AM
Test review 2





