
Friday Harbor
Friday Harbor is an AI Originator Assistant that helps lenders assemble clean, compliant, and fully underwritten loan files—faster. Purpose-built for production teams, Friday Harbor reads borrower documents in real time, anticipates conditions, and guides loan officers through complex scenarios with the expertise of a seasoned underwriter.
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OUR MISSION
Pioneering unparalleled artificial intelligence for modern lending: Powering instant decisions and streamlining the complete origination journey.
CASE STUDY
Challenge: Building a mortgage operation from scratch
In late 2024 Partners Bank made a strategic move to diversify its offerings by launching a mortgage division—the first in the bank’s 85-year history. With limited resources and no room for inefficiency, manual processes like underwriting, document review and guideline interpretation posed a threat to both speed and scalability. The bank needed a solution that could spot risks early, simplify deal structuring and give originators real-time visibility into borrower conditions—all without adding headcount.
Solution: Friday Harbor’s AI-powered Originator Assistant
To meet the demands of a startup operation with enterprise-grade expectations, VP of Mortgage Jim Carroll turned to Friday Harbor. “It’s an LO assistant, an underwriting guide and a compliance checker rolled into one,” says Carroll.
Results: Faster closings, fewer errors and scalable growth
- Home loans closed in as a few as 7 days
- More underwriting capacity without more headcount
- Improved borrower trust and transparency
KEY DIFFERENTIATORS
Finally, AI that’s made to handle the messiness of the real world
Other tools break down on anything but plain vanilla products. Friday Harbor delivers squeaky-clean files every time, for any loan.
- Get applications from intake to clear-to-close days faster
- Catch and fix file issues up front, before they go to underwriting
- Increase volume per FTE across your fulfillment team
Find out what Friday Harbor can do for you.
Request a personalized demo today by visiting fridayharbor.ai.
Highlights
- Gets applications from intake to clear-to-close days faster
- Catches and fixes file issues up front, before they go to underwriting
- Increases volume per FTE across your fulfillment team
- Supports all lender and investor overlays, no coding required
- Integrates with Encompass® from Ice Mortgage Technology using the latest Developer Connect API framework
- Compatible with any LOS or POS via open APIs
Details
Vendor Category
AI Tools and Robotic Process Automation (RPA)
Pricing Model
Usage-Based (Metered) Pricing
Works well with
Overview
Get More Information
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Product comparison

Friday Harbor
AiCR™
Aiva AI & Automation Solution by Dark Matter Technologies
Overview
Friday Harbor is an AI Originator Assistant that helps lenders assemble clean, compliant, and fully underwritten loan files—faster. Purpose-built for production teams, Friday Harbor reads borrower documents in real time, anticipates conditions, and guides loan officers through complex scenarios with the expertise of a seasoned underwriter.
Intelligent document processing built for mortgage and financial operations.
Extract Smarter. Act Faster.
Empowering the mortgage industry to acheive more.
Highlights
- Gets applications from intake to clear-to-close days faster
- Catches and fixes file issues up front, before they go to underwriting
- Increases volume per FTE across your fulfillment team
- Supports all lender and investor overlays, no coding required
- Integrates with Encompass® from Ice Mortgage Technology using the latest Developer Connect API framework
- Compatible with any LOS or POS via open APIs
- Turns messy, unstructured files into organized, searchable documents
- Automates classification and data extraction across mortgage and financial workflows
- Delivers audit-ready outputs with confidence scores on every field
- Processes hundreds to millions of pages quickly, with no custom setup required
- Integrates into LOS platforms, due diligence systems, and reporting tools
- Built by mortgage and capital markets experts with 35+ years of experience
Explore our AI & automation solutions.
- Intelligent Doc Management - AIVA Docs is Dark Matter’s intelligent document management solution, using advanced technology to enable document classification, data extraction, and analysis, all to support your decision-making. It will transform the way you work with machine learning-based predictive AI on loan origination documents.
- Income & Asset Reviews - AIVA Assist helps improve the quality and efficiency of the underwriting process by effectively preparing the loan file for a quick review.
- QC & Post-Close Automation - Without AI tools, quality control is a slow, labor-intensive process—manually reviewing a collateral package takes hours. Reporting comes from varied sources and is frequently delayed. Investor charges for late deliveries and resolving loan package inconsistencies are costly. AIVA Assist QC breaks the routine, reducing the time to review files.
Get even more out of Aiva with the Empower Loan Origination Solution.





