Down Payment Resource
Down Payment Resource® (DPR) helps mortgage lenders overcome one of the most significant barriers to homeownership: the down payment. Solutions from DPR integrate seamlessly into lender workflows to match borrowers with eligible down payment assistance (DPA) programs throughout the loan process.
DPR maintains the nation’s most comprehensive database of over 2,500 homebuyer assistance programs, streamlining access to these resources for lenders, real estate professionals, and housing technology platforms. With DPR, lenders close more loans, reduce fall-out, and help more buyers achieve sustainable homeownership.
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Help More Buyers. Close More Loans.
DPR bridges the homeownership affordability gap by connecting buyers to the financial assistance they need but often don’t know exists. Award-winning technology delivers visibility into the entire landscape of DPA and affordable lending programs — all in real time.
Integrated Product Solutions
DPR offers a robust suite of connectivity tools to streamline access to DPA across the entire home financing journey. These integrated solutions enhance collaboration among product teams, loan officers, underwriters, and consumers, ensuring efficiency, accuracy, and improved borrower outcomes.
DPA Directory equips product and housing program teams with a centralized hub to manage their full portfolio of DPA programs. With real-time updates, configurable overlays, and exportable insights, teams can ensure accuracy and consistency across platforms. Seamless integration with the LO and Underwriter Portals ensures organization-wide alignment.
LO Portal empowers loan officers to instantly match borrowers with eligible DPA programs, compare options side-by-side, and improve qualification rates. By reducing cash-to-close barriers and supporting agent collaboration, it helps loan officers turn more pre-approvals into closings.
Underwriter Portal delivers file-specific, real-time eligibility data directly to underwriters, helping validate DPA program requirements quickly and accurately. This eliminates reliance on manual spreadsheets, reduces risk, and enhances compliance across teams.
Consumer Portal transforms marketing into qualified, high-intent leads through a mobile-optimized, co-branded landing page. Buyers are matched to DPA programs by location, while lenders and agents receive real-time lead alerts—ideal for digital campaigns and co-marketing strategies.
Additional Capabilities
Real Estate & MLS Solutions: Enable agents to market DPA-eligible listings and engage motivated buyers through integrated tools.
Vendor & Tech Platform Integrations: Power affordability insights across lending, PropTech, and consumer platforms with DPR’s embeddable data.
Custom Market Intelligence: Access reporting and analytics on program availability, usage, and borrower demand trends to inform business strategy.
Turn DPA Into Your Competitive Advantage
DPR equips housing industry pros with tools, data, and automation to adapt to changing market dynamics. Whether you want to improve pull-through, support CRA goals, or serve more buyers, we’re your partner in making homeownership possible.
Let’s schedule a discovery call to learn more about your affordable lending goals and explore how DPR can support your success.
Highlights
- Increase Pull-Through: Match buyers to eligible DPA programs early in the process to keep more loans in the pipeline.
- Maintain Compliance: Access verified, accurate program data and eligibility criteria in real time.
- Integrate with Encompass® LOS: Identify and document DPA-eligible borrowers within the Encompass LOS platform as part of your existing workflow.
- Boost Borrower Engagement: Equip loan officers with affordable product options that resonate with today’s buyers.
Details
Vendor Category
Underwriting & Decisioning
Pricing Model
Subscription-Based Pricing
Works well with
Overview
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Product comparison
Down Payment Resource
Gateless, Inc
LoanCraft, LLC
Overview
Down Payment Resource® (DPR) helps mortgage lenders overcome one of the most significant barriers to homeownership: the down payment. Solutions from DPR integrate seamlessly into lender workflows to match borrowers with eligible down payment assistance (DPA) programs throughout the loan process.
DPR maintains the nation’s most comprehensive database of over 2,500 homebuyer assistance programs, streamlining access to these resources for lenders, real estate professionals, and housing technology platforms. With DPR, lenders close more loans, reduce fall-out, and help more buyers achieve sustainable homeownership.
Intelligent Automation that gives you the competitive edge.
We help lenders offer their best.
Highlights
- Increase Pull-Through: Match buyers to eligible DPA programs early in the process to keep more loans in the pipeline.
- Maintain Compliance: Access verified, accurate program data and eligibility criteria in real time.
- Integrate with Encompass® LOS: Identify and document DPA-eligible borrowers within the Encompass LOS platform as part of your existing workflow.
- Boost Borrower Engagement: Equip loan officers with affordable product options that resonate with today’s buyers.
- Gateless is a technology solution provider reimagining mortgage origination to be faster, cheaper, and less risky.
- Enables real-time outcomes through advanced automation—reducing delays and manual inefficiencies.
- Flagship products:
Smart Underwrite® – full borrower-side underwriting automation.
Vericlear™ – standalone income analysis and calculation engine. - Built on advanced document recognition, expert systems, and deep LOS/workflow integration.
- Helps lenders:
Scale operations more efficiently
Deliver a superior borrower experience
Reduce costly human errors - Founded in 2020, Gateless has been recognized as an industry innovator, winning awards and emerging as a leading player in process and underwriting automation.
We've recently added a wide range of new features to Enterprise PPE, including the lighting-fast ability to generate hundreds of scenarios and present the very best to the customer.
Our ViLO (Virtual Loan Officer) uses AI to analyze the consumer needs and is available through browser, phone and API.
Down Payment Resource
Customer reviews
Down Payment Resource
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