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Down Payment Resource

Down Payment Resource® (DPR) helps mortgage lenders overcome one of the most significant barriers to homeownership: the down payment. Solutions from DPR integrate seamlessly into lender workflows to match borrowers with eligible down payment assistance (DPA) programs throughout the loan process.

 

DPR maintains the nation’s most comprehensive database of over 2,500 homebuyer assistance programs, streamlining access to these resources for lenders, real estate professionals, and housing technology platforms. With DPR, lenders close more loans, reduce fall-out, and help more buyers achieve sustainable homeownership.

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Overview
Underwriting & Decisioning

Help More Buyers. Close More Loans.

 

DPR bridges the homeownership affordability gap by connecting buyers to the financial assistance they need but often don’t know exists. Award-winning technology delivers visibility into the entire landscape of DPA and affordable lending programs — all in real time.

 

Integrated Product Solutions

 

DPR offers a robust suite of connectivity tools to streamline access to DPA across the entire home financing journey. These integrated solutions enhance collaboration among product teams, loan officers, underwriters, and consumers, ensuring efficiency, accuracy, and improved borrower outcomes.


  • DPA Directory equips product and housing program teams with a centralized hub to manage their full portfolio of DPA programs. With real-time updates, configurable overlays, and exportable insights, teams can ensure accuracy and consistency across platforms. Seamless integration with the LO and Underwriter Portals ensures organization-wide alignment.

  • LO Portal empowers loan officers to instantly match borrowers with eligible DPA programs, compare options side-by-side, and improve qualification rates. By reducing cash-to-close barriers and supporting agent collaboration, it helps loan officers turn more pre-approvals into closings.

  • Underwriter Portal delivers file-specific, real-time eligibility data directly to underwriters, helping validate DPA program requirements quickly and accurately. This eliminates reliance on manual spreadsheets, reduces risk, and enhances compliance across teams.

  • Consumer Portal transforms marketing into qualified, high-intent leads through a mobile-optimized, co-branded landing page. Buyers are matched to DPA programs by location, while lenders and agents receive real-time lead alerts—ideal for digital campaigns and co-marketing strategies.


Additional Capabilities



Turn DPA Into Your Competitive Advantage

 

DPR equips housing industry pros with tools, data, and automation to adapt to changing market dynamics. Whether you want to improve pull-through, support CRA goals, or serve more buyers, we’re your partner in making homeownership possible.

 

Let’s schedule a discovery call to learn more about your affordable lending goals and explore how DPR can support your success.

Highlights

  • Increase Pull-Through: Match buyers to eligible DPA programs early in the process to keep more loans in the pipeline.
  • Maintain Compliance: Access verified, accurate program data and eligibility criteria in real time.
  • Integrate with Encompass® LOS: Identify and document DPA-eligible borrowers within the Encompass LOS platform as part of your existing workflow.
  • Boost Borrower Engagement: Equip loan officers with affordable product options that resonate with today’s buyers.

Details

Vendor Category

Underwriting & Decisioning

Pricing Model

Subscription-Based Pricing

Works well with

Overview

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Interested in learning how this solution can transform your mortgage business? Request more details to discover how it can streamline operations, improve efficiency, and integrate seamlessly with your existing workflow.

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Product Comparison

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Down Payment Resource

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LoanCraft, LLC

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Evolve Mortgage Services

Overview

Down Payment Resource® (DPR) helps mortgage lenders overcome one of the most significant barriers to homeownership: the down payment. Solutions from DPR integrate seamlessly into lender workflows to match borrowers with eligible down payment assistance (DPA) programs throughout the loan process.

 

DPR maintains the nation’s most comprehensive database of over 2,500 homebuyer assistance programs, streamlining access to these resources for lenders, real estate professionals, and housing technology platforms. With DPR, lenders close more loans, reduce fall-out, and help more buyers achieve sustainable homeownership.

We help lenders offer their best.

Your trusted partner for onshore, outsourced mortgage operations with 25+ years of experience

Highlights
  • Increase Pull-Through: Match buyers to eligible DPA programs early in the process to keep more loans in the pipeline.
  • Maintain Compliance: Access verified, accurate program data and eligibility criteria in real time.
  • Integrate with Encompass® LOS: Identify and document DPA-eligible borrowers within the Encompass LOS platform as part of your existing workflow.
  • Boost Borrower Engagement: Equip loan officers with affordable product options that resonate with today’s buyers.

We've recently added a wide range of new features to Enterprise PPE, including the lighting-fast ability to generate hundreds of scenarios and present the very best to the customer.

 

Our ViLO (Virtual Loan Officer) uses AI to analyze the consumer needs and is available through browser, phone and API.

  • Trusted by 4 of the top 15 mortgage lenders

  • 25 + years creating custom solutions for our clients

  • Approved by all major rating agencies for RMBS third-party reviews

  • Quality guaranteed and backed by Lloyd’s of London insurance policy

  • Onshore underwriting team with years of experience

  • $100s of billions reviewed across origination, closed loan, and TPR reviews

  • Owners of Brooks Systems, leading digital compliance firm

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Charlie Nguyen

average rating is 5 out of 5

June 13, 2025 at 7:50:35 AM

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Charlie Nguyen

average rating is 3 out of 5

June 13, 2025 at 7:27:13 AM

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average rating is 4 out of 5

June 10, 2025 at 2:23:27 AM

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average rating is 5 out of 5

June 10, 2025 at 2:23:03 AM

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