“I was gonna tell a joke about time traveling. But you guys didn't like it.” It is hard to believe that 2026 is a third over, or that Top Gun debuted 40 years ago this month. Something else to note is that the use of down payment assistance has risen sharply over the past year and a half, especially among FHA borrowers. Participation has jumped from 7.5 percent at the start of 2025 to over 21 percent recently, near the highest levels in years, as high home prices and borrowin