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SettlementOne Credit & Verifications
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SettlementOne Credit & Verifications

SettlementOne is a trusted provider of credit reporting and verification solutions for financial institutions nationwide. For over 25 years, we’ve combined innovative technology, flexible pricing, and personalized service to help lenders reduce risk, control costs, and deliver a better borrower experience.

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Overview
Credit Services

For more than 25 years, SettlementOne has been a trusted partner to financial institutions nationwide, delivering credit reporting and verification solutions that empower lenders to succeed in today’s competitive marketplace. Our mission is simple: put people first by combining best-in-class technology with a service-driven culture.

 

We provide lenders with seamless access to credit and verification tools across the entire mortgage lifecycle—from pre-approval to post-close. Our comprehensive solutions include soft and hard credit pulls, trended data, fraud and risk reports, income and employment verification, asset and tax transcript services, flood determinations, and more.

 

What sets us apart is our provider-agnostic approach. We integrate with leading Point-of-Sale, Loan Origination, and Quality Control systems, ensuring our clients have access to the very best tools available, regardless of source. This flexibility, combined with our innovative bundles and cost-recovery models, helps clients lower expenses and improve efficiency without sacrificing quality.

 

Our commitment to service runs deep. We understand that every loan is more than an application—it’s someone’s home. By focusing on accuracy, accountability, and responsiveness, we help lenders reduce risk, streamline operations, and deliver a superior borrower experience.

 

SettlementOne is proud to serve hundreds of lenders nationwide, from community banks to top mortgage institutions, consistently delivering the tools and support needed to grow with confidence.

Highlights

  • People First Philosophy – Personalized service focused on the lender’s perspective and borrower experience.
  • Comprehensive Credit & Verification Services – Covering the entire mortgage lifecycle: pre-approval, application, processing, underwriting, closing, and post-close.
  • Best-in-Class Technology – Provider-agnostic integrations with leading POS, LOS, and QC systems.
  • Flexible Pricing & Bundles – Innovative credit, hybrid, and closed-loan bundles designed to maximize cost recovery.
  • Deep Industry Expertise – Over 25 years of trusted service to lenders nationwide.

Details

Vendor Category

Credit Services

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Interested in learning how this solution can transform your mortgage business? Request more details to discover how it can streamline operations, improve efficiency, and integrate seamlessly with your existing workflow.

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Product Comparison

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SettlementOne Credit & Verifications

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Advantage Credit, Inc.

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Informative Research

Overview

SettlementOne is a trusted provider of credit reporting and verification solutions for financial institutions nationwide. For over 25 years, we’ve combined innovative technology, flexible pricing, and personalized service to help lenders reduce risk, control costs, and deliver a better borrower experience.

Advantage Credit takes great pride in helping their customers: Grow Their Business, Improve Their Closing Ratios, and Enhance Their Value.

Simplify Your Success

Highlights
  • People First Philosophy – Personalized service focused on the lender’s perspective and borrower experience.
  • Comprehensive Credit & Verification Services – Covering the entire mortgage lifecycle: pre-approval, application, processing, underwriting, closing, and post-close.
  • Best-in-Class Technology – Provider-agnostic integrations with leading POS, LOS, and QC systems.
  • Flexible Pricing & Bundles – Innovative credit, hybrid, and closed-loan bundles designed to maximize cost recovery.
  • Deep Industry Expertise – Over 25 years of trusted service to lenders nationwide.

We offer more than just credit reports, Advantage Credit offers a plethora of credit reporting services such as: credit verification services, tax transcripts, rescore services, undisclosed debt monitoring, automated valuation, flood zone determination, disclosure compliance trended credit data, liens and judgments reports, business credit reports, and lead generation. We also offer outside the box services such as Monitoring Advantage, our proprietary client retention program.

  • Comprehensive credit and verification services that accelerate loan processing and reduce costs.
  • Credit Platform designed to reduce inefficiency, eliminate unnecessary pulls, improve borrower retention, and lower total credit costs.
  • Seamless integrations with major LOS platforms, including ICE’s Encompass, ensuring smooth workflows.
  • Cutting-edge solutions like AccountChek® for automated income and asset verification.
  • A robust Mortgage Verification Platform that automates and streamlines verification processes.
  • Trusted by thousands of lenders nationwide for over 75 years.
  • Focused on delivering data-driven insights to support better lending decisions.
  • Dedicated support and flexible solutions tailored to meet each client’s needs.
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SettlementOne Credit & Verifications
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