Fusion Technology
Fusion collaborates with banks, credit unions, and IMBs to address gaps in their existing technology or to modernize their legacy customer-facing digital experiences.
We assist lenders in defining workflows that enhance operational efficiency by utilizing rules engines that prioritize customer needs.
Our dynamic digital experience engages customers by providing real-time pricing, fees, and comprehensive quotes to facilitate informed decision-making. Additionally, we ensure this data is seamlessly integrated back into the lender for real-time transparency.
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Fusion Technology didn’t originally set out to offer solutions for the mortgage industry. The team began by supporting a Top 10 Independent Mortgage Bank, handling cross-departmental challenges through a technology lens. Over time, they grew increasingly frustrated with the limited offerings and lack of mortgage banking expertise from external technology vendors. This gap led them to develop their own proprietary solutions—ultimately launching technology tailored to support Correspondent, Wholesale, and Retail channels.
Fusion's Core Services consist of the following:
Professional services / consultation
TPO Platform
POS for Broker and Consumer
Pricing Experience and automation
Rules Engine
Data platform
Document Classification and Real time OCR
Industries served:
Fusion is focused on the Mortgage Banking Industry, serving Banks, Credit Unions and IMBs supporting Retail, Wholesale, Non-Delegated and Correspondent
Client Success & Case Study
Background: A leading retail lender acquired a mortgage company to launch a wholesale lending channel, aiming to complement its existing retail business. However, the integration presented several operational hurdles:
Technology Fragmentation: Each channel operates on a different loan origination system (LOS).
Disparate Pricing Engines: The retail and wholesale divisions use separate pricing engines, complicating rate consistency.
Workflow Disparities: The processes between channels were misaligned, leading to inefficiencies and scalability concerns.
Product Expansion Complexity: Introducing non-QM loans required bifurcating pricing models, further adding to the operational strain.
Solution: Fusion’s Integration Framework
Fusion enabled a streamlined transition by:
Implementing a Unified Infrastructure: Standardizing workflows across both LOS platforms while allowing flexibility for specialized lending models.
Enhancing Pricing Engine Cohesion: Developing a framework that ensures accurate bifurcation for non-QM loans while maintaining rate integrity.
Optimizing Cross-Platform Communication: Leveraging automation to bridge process gaps and reduce manual intervention.
Ensuring Regulatory & Compliance Alignment: Standardizing data governance across both LOS platforms to mitigate risk.
Outcome
Fusion’s integration framework improved operational efficiency, reduced turnaround times, and positioned the lender for sustained growth in both the wholesale and retail markets.
Key Differentiators
Deep Mortgage Lending Experience
Fusion has integration with Multiple LOS platforms like Encompass and Open Close, apparaisal neworks, all MI companies, dual AUS, fee providers, closing and docs.
Mobile experience
Modern Technology stack
To learm more how Fusion is working with Lenders to future proof their current Technology stack and leveraging the latest technology reach out on our web-site www.getfusion.com or email me at Bob@getfusion.com
Highlights
Lenders often rely on technology companies to address complex mortgage banking challenges, but sometimes the outcomes do not meet expectations. Fusion Lending Technology was established by mortgage bankers with over 20 years of experience in lending. This combination of mortgage banking and technology expertise sets us apart.
- Developed a Top 10 Mortgage Bankers proprietary LOS supporting Retail, Wholesale, and Correspondent channels
- Delivered TPO portal for a Wholesale start-up currently experiencing significant growth
- Received the Netty Award for outstanding work on Best Software User Experience in the Financial Services Lending category 2024
- Provided technological interface that allows a Lender to run separate LOS platforms, separate pricing engines for different channels, while presenting to the Borrower and LO a uniform seamless experience.
Details
Vendor Category
Point of Sale Systems
Pricing Model
Feature-Based Pricing
Works well with
Overview
Get More Information
Interested in learning how this solution can transform your mortgage business? Request more details to discover how it can streamline operations, improve efficiency, and integrate seamlessly with your existing workflow.
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Learn about integrations and implementation
Product comparison
Fusion Technology
Floify
Tidalwave
Overview
Fusion collaborates with banks, credit unions, and IMBs to address gaps in their existing technology or to modernize their legacy customer-facing digital experiences.
We assist lenders in defining workflows that enhance operational efficiency by utilizing rules engines that prioritize customer needs.
Our dynamic digital experience engages customers by providing real-time pricing, fees, and comprehensive quotes to facilitate informed decision-making. Additionally, we ensure this data is seamlessly integrated back into the lender for real-time transparency.
Where flexibility meets intelligence. Floify’s mortgage POS is dynamic by design and trusted by lenders everywhere.
The Only Agentic AI Mortgage POS+
Highlights
Lenders often rely on technology companies to address complex mortgage banking challenges, but sometimes the outcomes do not meet expectations. Fusion Lending Technology was established by mortgage bankers with over 20 years of experience in lending. This combination of mortgage banking and technology expertise sets us apart.
- Developed a Top 10 Mortgage Bankers proprietary LOS supporting Retail, Wholesale, and Correspondent channels
- Delivered TPO portal for a Wholesale start-up currently experiencing significant growth
- Received the Netty Award for outstanding work on Best Software User Experience in the Financial Services Lending category 2024
- Provided technological interface that allows a Lender to run separate LOS platforms, separate pricing engines for different channels, while presenting to the Borrower and LO a uniform seamless experience.
- Increase Profitability – Tackle margin compression head-on with automation that reduces manual work, improves accuracy, and drives efficiency across every loan file.
- Enhance the Borrower Experience – Deliver a seamless, digital-first journey with simplified applications, faster approvals, and transparent communication from start to close.
- Attract & Retain Top Talent – Empower elite loan originators with a powerful, flexible POS that adapts to their workflows—boosting productivity and satisfaction.
- Differentiate Your Brand – Stand out in the crowded mortgage market with a modern, configurable platform that delivers a superior borrower and lender experience.
- Simplify Compliance – Navigate complex regulations confidently with Floify’s secure, governed environment designed for peace of mind and data integrity.
- Dynamic Apps – A no-code solution that lets lenders customize loan applications, streamline workflows, and eliminate workarounds—no developers required.
- Dynamic AI – Embedded intelligence that automates document classification and instantly verifies borrower identity, income, and assets, cutting time-to-file and boosting pull-through.
- Award-Winning Support – Backed by an expert team recognized for best-in-class service, Floify partners with lenders every step of the way to ensure success.
- Tidalwave delivers instant answers for borrowers: Through direct integrations with Fannie Mae and Freddie Mac, Tidalwave enables loan officers to give borrowers real-time pre-approvals instead of making them wait weeks.
- Tidalwave eliminates paperwork chasing: By connecting with Plaid, Argyle, and Truv, Tidalwave instantly handles income, employment, and asset checks—freeing loan officers from manual, time-consuming tasks so they can focus on closing loans.
- Tidalwave integrates seamlessly into lender systems: It works with ICE Mortgage Technology to extend automation into compliance checks, document management, and borrower communications—supporting multilingual journeys without extra work for staff.
- Tidalwave cuts lender costs and boosts margins: Freddie Mac reports that loan origination costs have jumped 35% ($3,000 more per loan) and the average lender now loses ~$600 per loan. By automating up to 70% of manual work, Tidalwave reduces costs by $1,500+ per loan and turns costly bottlenecks into profit opportunities.
- Tidalwave broadens access to more borrowers: With built-in Spanish-language support, Tidalwave helps loan officers serve the 23% of Hispanic borrowers who face language barriers—without the need for translators.
Fusion Technology
Customer reviews
Fusion Technology
Reggora
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Reviews
April 4, 2025 at 9:46:05 AM
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