Elphi
Elphi is the next-generation LOS designed to eliminate repetitive work, automate complex workflows, and give lenders full no-code control over their processes. POS and closing documents are built directly into the platform - creating a single, modern origination system that’s fast, adaptable, and genuinely enjoyable to use.
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Most lenders are stuck choosing between:
- an old LOS with rigid, manual processes, or
- a “flexible” system that requires engineering every time you want to make a change.
Elphi replaces that trade-off with a platform that is automated, configurable, and adaptable from day one.
The LOS at the center
Elphi’s LOS is the operational brain of the platform - driving tasks, routing data, validating conditions, and moving each loan forward automatically.
Every workflow, rule, UI element, or handoff can be configured with no code, giving lenders unprecedented control over how their processes run.
Automation that removes the busywork
Instead of teams chasing checklists, manually tracking conditions, or guessing what comes next, Elphi orchestrates the path automatically.
Tasks appear only when needed.
Dependencies are enforced consistently.
Nothing falls through the cracks.
Configurability that empowers your ops team
Whether you want to change who touches a loan, the UI fields displayed, the conditions required, or how tasks behave - your team can do it instantly, without an engineering queue.
POS & Closing Docs as seamless extensions
Because they’re proprietary, built directly into the LOS—not bolted on—Elphi’s POS and closing docs eliminate the gaps, rekeying, and inconsistencies that plague multi-system setups.
Borrower data flows instantly into the LOS.
Closing docs generate themselves from the same source of truth.
A true cultural upgrade
Teams aren’t fighting the system.
They’re empowered by it.
Adoption is higher. Morale is better. Turn times drop. Productivity climbs.
Choosing Elphi is ultimately a strategic—and cultural—decision:
Do you want an LOS that defines your process, or one that adapts to your organization and makes everyone faster?
Highlights
- The LOS That Does the Work for You
Automation drives tasks, routing, validations, and decisioning - reducing manual effort across every stage. - Fully Configurable, Zero Code
Build and adjust workflows, screens, logic, and permissions without engineering. - 50% Faster Origination Times
Lenders consistently cut cycle times, increase productivity, and eliminate operational drag. - Borrower-Friendly POS Included
A modern, intuitive borrower experience that boosts completion rates while capturing clean, structured data that flows straight into the LOS - fueling automation and reducing downstream cleanup. - Proprietary Closing Docs, Natively Integrated
Closing docs are generated directly from LOS data—automatic, accurate, and error-free. - Loved by Teams
A modern UI and intuitive flow that boosts adoption and makes day-to-day work less tedious.
Details
Vendor Category
Loan Origination Software (LOS)
Pricing Model
Pay-Per-Use (Consumption-Based)
Works well with
Overview
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Product comparison
Elphi
Empower Loan Origination Solution by Dark Matter Technologies
ICE Mortgage Technology
Overview
Elphi is the next-generation LOS designed to eliminate repetitive work, automate complex workflows, and give lenders full no-code control over their processes. POS and closing documents are built directly into the platform - creating a single, modern origination system that’s fast, adaptable, and genuinely enjoyable to use.
Empowering the mortgage industry to achieve more.
Innovation Happens Here
Highlights
- The LOS That Does the Work for You
Automation drives tasks, routing, validations, and decisioning - reducing manual effort across every stage. - Fully Configurable, Zero Code
Build and adjust workflows, screens, logic, and permissions without engineering. - 50% Faster Origination Times
Lenders consistently cut cycle times, increase productivity, and eliminate operational drag. - Borrower-Friendly POS Included
A modern, intuitive borrower experience that boosts completion rates while capturing clean, structured data that flows straight into the LOS - fueling automation and reducing downstream cleanup. - Proprietary Closing Docs, Natively Integrated
Closing docs are generated directly from LOS data—automatic, accurate, and error-free. - Loved by Teams
A modern UI and intuitive flow that boosts adoption and makes day-to-day work less tedious.
Empower replaces linear milestones with data-driven tasking that responds to real-time loan changes. By assigning dynamic tasks to the right resource with the right skills at the right time, your team works more efficiently and your pipeline propels itself towards funding. Add to that full control over how it’s configured and you’ve just gained capacity for what’s next.
- Exception-Based Workflows: Focus your team only where human attention is needed. With real-time automation your tasks and conditions update dynamically as loan data changes.
- Role-Based Point of Sale: Deliver a seamless experience for borrowers, brokers, and loan officers. Real-time access is embedded directly into Empower, so every user sees exactly what they need.
- Open Architecture: Adapt pricing, workflows, and documents to your model. Empower gives you full control with essential tools and an open API ecosystem to develop your ideal LOS.
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Elphi
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Elphi
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