
The Big Point of Sale by Mortgage Automation Technologies

The Big Point of Sale by Mortgage Automation Technologies
The BIG Point of Sale™ offers a highly configurable, easy to install point of sale solution. Our simplified consumer workflows and web-based portals allow for consumers and loan originators to collaborate with the back-office team to keep everyone informed throughout the loan process.
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The Big Point of Sale was born out of a simple but powerful idea: the mortgage technology stack should be built by the very people who use it. Founded by experienced loan officers and IMB executiuves who deeply understand the day-to-day realities of originating and closing loans, the company has been built from the ground up to solve real problems in lending. This origin story has shaped our culture and our platform. Every feature we design and every innovation we deliver comes from firsthand knowledge of what the industry actually needs—not what outsiders think it might need.
At the core of our approach is rapid, internal development. Unlike many technology providers who outsource innovation or move slowly through bureaucratic product roadmaps, The Big Point of Sale builds in-house, using agile teams who can pivot quickly as client needs evolve. This speed allows us to roll out enhancements in weeks, not years, and ensures that our technology is always ahead of the curve. We’ve built our platform on a reactive-native architecture, enabling it to scale dynamically, integrate seamlessly, and deliver high performance.
We believe that technology should empower, not constrain. That’s why our platform offers full configuration without compromise, allowing lenders to tailor workflows, branding, and integrations without writing code or being locked into rigid templates. Equally important, we have intentionally structured our client relationships around no-obligation contracts. This ensures our clients stay with us because of the value we deliver, not because of contractual handcuffs. It reflects one of our deepest values: long-term trust over short-term lock-in.
Our services focus on seamless borrower / loan officer-facing / point-of-sale technology, integrated directly with the systems lenders already use. We simplify the mortgage application process, reduce errors, and eliminate redundancy, while giving lenders complete visibility and control. Every part of our solution—from user experience to data pipelines—has been designed to replace manual, repetitive tasks with intelligent automation that frees up time for what matters most: serving borrowers.
Today, The Big Point of Sale stands as a partner of choice for IMB's, Credit Unions & Banks using Encompass as thier LOS of choice who want more than just software. They want a team that understands their business at its core, moves at their speed, and builds technology that transforms operations. By combining deep lending expertise with modern engineering practices, we help organizations deliver faster closings, greater borrower satisfaction, and a competitive edge in a rapidly changing market.
Highlights
The BIG POS offers a dynamic API based POS to LOS integration. Our lender administration portal allows company admins to self-configure and adjust global and user based settings on demand. Set up multiple brands, configure new workflows and design custom HTML e-mail notifications. Your company admin will have full configuration control over the POS environment.
Questionnaire Based Workflow: Borrowers are presented with one question at a time to remove second guesses and guide a borrower through the application with speed and ease.
Workflow Editor: Have your own ideas? Need to design a custom workflow? Big POS allows for the creation of new landing pages paired with multiple workflows all customizable by the user.
Mobile Application: Subscribe to BIG POS Pro and we will launch a white labeled app to the Google Play Store and Apple App market. Due to its coding base, you are able to configure the mobile application directly from the admin portal.
Low-Cost Adoption: All BIG POS contracts have $0 implementation cost and pay as you close pricing. Our average implementation time is under 2 hours for a full system integration.
Loan Officer Mobility: Loan Officers can manage their pipeline remotely. Receive applications and generate pre-approvals directly from the originators phone.
Consumer Engagement: A simplified task engine allows easy mobile uploads and direct integration with electronic VOA, VOE, VOI. Our notifications consistently remind consumers to keep them on track to close on time.
Document Management: The file manager acts as a document repository. You can easily work within the LOS E-folder to present loan officers, scenarios, and pre-approvals instantly to a consumer’s mobile device in a secure encrypted environment.
Soft Pull Credit: Loan Officers can pull tri merge Soft Pull Credit reports directly from The BIG POS LO Web Portal resulting in reduced overall credit costs.
EPC Income & Asset Collection: Encompass Partner Connect / Day One Certainty Income & Asset tasks allow for consumers to electronically sync Bank Statements and Income Documentation directly to the LOS /POS Document manager.
Details
Vendor Category
Point of Sale Systems
Pricing Model
Usage-Based (Metered) Pricing
Works well with
Overview
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Product comparison

The Big Point of Sale by Mortgage Automation Technologies
Floify
Tidalwave
Overview
The BIG Point of Sale™ offers a highly configurable, easy to install point of sale solution. Our simplified consumer workflows and web-based portals allow for consumers and loan originators to collaborate with the back-office team to keep everyone informed throughout the loan process.
Where flexibility meets intelligence. Floify’s mortgage POS is dynamic by design and trusted by lenders everywhere.
The Only Agentic AI Mortgage POS+
Highlights
The BIG POS offers a dynamic API based POS to LOS integration. Our lender administration portal allows company admins to self-configure and adjust global and user based settings on demand. Set up multiple brands, configure new workflows and design custom HTML e-mail notifications. Your company admin will have full configuration control over the POS environment.
Questionnaire Based Workflow: Borrowers are presented with one question at a time to remove second guesses and guide a borrower through the application with speed and ease.
Workflow Editor: Have your own ideas? Need to design a custom workflow? Big POS allows for the creation of new landing pages paired with multiple workflows all customizable by the user.
Mobile Application: Subscribe to BIG POS Pro and we will launch a white labeled app to the Google Play Store and Apple App market. Due to its coding base, you are able to configure the mobile application directly from the admin portal.
Low-Cost Adoption: All BIG POS contracts have $0 implementation cost and pay as you close pricing. Our average implementation time is under 2 hours for a full system integration.
Loan Officer Mobility: Loan Officers can manage their pipeline remotely. Receive applications and generate pre-approvals directly from the originators phone.
Consumer Engagement: A simplified task engine allows easy mobile uploads and direct integration with electronic VOA, VOE, VOI. Our notifications consistently remind consumers to keep them on track to close on time.
Document Management: The file manager acts as a document repository. You can easily work within the LOS E-folder to present loan officers, scenarios, and pre-approvals instantly to a consumer’s mobile device in a secure encrypted environment.
Soft Pull Credit: Loan Officers can pull tri merge Soft Pull Credit reports directly from The BIG POS LO Web Portal resulting in reduced overall credit costs.
EPC Income & Asset Collection: Encompass Partner Connect / Day One Certainty Income & Asset tasks allow for consumers to electronically sync Bank Statements and Income Documentation directly to the LOS /POS Document manager.
- Increase Profitability – Tackle margin compression head-on with automation that reduces manual work, improves accuracy, and drives efficiency across every loan file.
- Enhance the Borrower Experience – Deliver a seamless, digital-first journey with simplified applications, faster approvals, and transparent communication from start to close.
- Attract & Retain Top Talent – Empower elite loan originators with a powerful, flexible POS that adapts to their workflows—boosting productivity and satisfaction.
- Differentiate Your Brand – Stand out in the crowded mortgage market with a modern, configurable platform that delivers a superior borrower and lender experience.
- Simplify Compliance – Navigate complex regulations confidently with Floify’s secure, governed environment designed for peace of mind and data integrity.
- Dynamic Apps – A no-code solution that lets lenders customize loan applications, streamline workflows, and eliminate workarounds—no developers required.
- Dynamic AI – Embedded intelligence that automates document classification and instantly verifies borrower identity, income, and assets, cutting time-to-file and boosting pull-through.
- Award-Winning Support – Backed by an expert team recognized for best-in-class service, Floify partners with lenders every step of the way to ensure success.
- Tidalwave delivers instant answers for borrowers: Through direct integrations with Fannie Mae and Freddie Mac, Tidalwave enables loan officers to give borrowers real-time pre-approvals instead of making them wait weeks.
- Tidalwave eliminates paperwork chasing: By connecting with Plaid, Argyle, and Truv, Tidalwave instantly handles income, employment, and asset checks—freeing loan officers from manual, time-consuming tasks so they can focus on closing loans.
- Tidalwave integrates seamlessly into lender systems: It works with ICE Mortgage Technology to extend automation into compliance checks, document management, and borrower communications—supporting multilingual journeys without extra work for staff.
- Tidalwave cuts lender costs and boosts margins: Freddie Mac reports that loan origination costs have jumped 35% ($3,000 more per loan) and the average lender now loses ~$600 per loan. By automating up to 70% of manual work, Tidalwave reduces costs by $1,500+ per loan and turns costly bottlenecks into profit opportunities.
- Tidalwave broadens access to more borrowers: With built-in Spanish-language support, Tidalwave helps loan officers serve the 23% of Hispanic borrowers who face language barriers—without the need for translators.
The Big Point of Sale by Mortgage Automation Technologies
Customer reviews
The Big Point of Sale by Mortgage Automation Technologies
Reggora
Friday Harbor
Reviews
October 15, 2025 at 5:21:09 PM
Great System! Best Kept secret in Mortgage Point of Sale !
Charlie Nguyen
June 13, 2025 at 7:50:35 AM
Abc Abc
Charlie Nguyen
June 13, 2025 at 7:27:13 AM
Test review 3
1
June 10, 2025 at 2:23:27 AM
Test review 2




