After years of mounting pressure and advocacy, the Homebuyers Privacy Protection Act (commonly referred to as the “trigger lead bill”)...

I’ve been tracking Kristin Messerli's  NextGen HomeBuyer research for five years, and this year’s Financial Literacy Edition  is the...

“Someone posted that they had just made synonym buns. I replied, ‘You mean just like the ones that grammar used to make?’ I am now...

“Many years ago, I loaned my girlfriend $100 sometime soon after we met. After 3 years, when I broke up with her, she returned exactly...

“Rob, we’ve said ‘no’ to more expansion possibilities than ever before. Are you hearing other lenders doing deep dives on LOs and...

I have good news for you: a complex mix of inflation data, labor market weakness, and shifting expectations around Federal Reserve...

“All I know is what I read in the papers,” Will Rogers quipped. In news in the papers from our Census Bureau, AI use at large companies...

“Rob, I hate it when mom and dad fight. Will this Pulte/Bessent, FHFA/Treasury tussle impact mortgage rates?” Probably not; it hasn’t so...

Tomorrow I head from Boise to Jackson for the Mississippi Mortgage Banker’s Fall Conference . Certainly a topic in my email in-box and at...

For our Clients, Colleagues, and Friends, This is from the MBA, showing mortgage employment as of August 29th. The data comes from the...

It was the opening scene of “Saturday Night Fever” where John Travolta’s walking down the street holding a paint, strutting with...

Suddenly, occupancy fraud is national news Recent allegations of mortgage loan occupancy fraud[1] on second homes and investor properties...

“When the economy is good, people drink. When the economy is bad, people drink. The moral? Invest in alcohol.” Here in Boise at the PNMLC...

As the saying goes, “I don’t care who receives the credit, as long as it gets done.” Many groups took credit, and congratulations to them...

These days, speaking to current events and navigating the data while avoiding the politicization (and polarization) of the data is almost...

The Fed looks at Twitter to gauge the financial sentiment out there? Yes: TFSI ! The Federal Reserve certainly finds itself in a...

This week, a wave of economic data pointed to a labor market that’s losing steam, reigniting debates about whether the Federal Reserve...