Fusion Lending Technology

Fusion Technology didn’t originally set out to offer solutions for the mortgage industry. The team began by supporting a Top 10 Independent Mortgage Bank, handling cross-departmental challenges through a technology lens. Over time, they grew increasingly frustrated with the limited offerings and lack of mortgage banking expertise from external technology vendors. This gap led them to develop their own proprietary solutions—ultimately launching technology tailored to support Correspondent, Wholesale, and Retail channels.

 

Fusion's Core Services consist of the following:

• Professional services / consultation

• TPO Platform

• POS for Broker and Consumer

• Pricing Experience and automation

• Rules Engine

• Data platform

• Document Classification and Real time OCR

Industries served:

Fusion is focused on the Mortgage Banking Industry, serving Banks, Credit Unions and IMBs supporting Retail, Wholesale, Non-Delegated and Correspondent

 

Client Success & Case Study

 

Background: A leading retail lender acquired a mortgage company to launch a wholesale lending channel, aiming to complement its existing retail business. However, the integration presented several operational hurdles:

• Technology Fragmentation: Each channel operates on a different loan origination system (LOS).

• Disparate Pricing Engines: The retail and wholesale divisions use separate pricing engines, complicating rate consistency.

• Workflow Disparities: The processes between channels were misaligned, leading to inefficiencies and scalability concerns.

• Product Expansion Complexity: Introducing non-QM loans required bifurcating pricing models, further adding to the operational strain.

Solution: Fusion’s Integration Framework

Fusion enabled a streamlined transition by:

1. Implementing a Unified Infrastructure: Standardizing workflows across both LOS platforms while allowing flexibility for specialized lending models.

2. Enhancing Pricing Engine Cohesion: Developing a framework that ensures accurate bifurcation for non-QM loans while maintaining rate integrity.

3. Optimizing Cross-Platform Communication: Leveraging automation to bridge process gaps and reduce manual intervention.

4. Ensuring Regulatory & Compliance Alignment: Standardizing data governance across both LOS platforms to mitigate risk.

Outcome

Fusion’s integration framework improved operational efficiency, reduced turnaround times, and positioned the lender for sustained growth in both the wholesale and retail markets.

 

Key Differentiators

• Deep Mortgage Lending Experience

• Fusion has integration with Multiple LOS platforms like Encompass and Open Close, apparaisal neworks, all MI companies, dual AUS, fee providers, closing and docs.

• Mobile experience

• Modern Technology stack

To learm more how Fusion is working with Lenders to future proof their current Technology stack and leveraging the latest technology reach out on our web-site www.getfusion.com or email me at Bob@getfusion.com